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13 Years
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Emergency
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Your Trusted Insurance Partner in Riverside CA
Since 2013, our team has provided personalized insurance and financial services to communities across the Inland Empire, Riverside County, California, Arizona, and Oregon. Our bilingual team, fluent in English and Spanish, is dedicated to helping clients secure reliable coverage, including Auto, Life, Homeowners, and Business Insurance. We prioritize understanding individual needs to offer tailored solutions, ensuring clients feel supported and informed.

Our commitment extends beyond business, as we actively contribute to local initiatives like the Make a Difference Foundation. With decades of combined experience, we blend industry expertise with a client-centric approach, emphasizing transparency, ethical service, and community trust. Our goal is to empower clients to protect what matters most, combining State Farms national resources with personalized local service.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Condo Insurance Pet Insurance Motorcycle Insurance Boat Insurance Rec Vehicles Insurance
Details
  • Year established: 2013
Highlights and features
  • We offer bilingual support in English and Spanish for diverse client needs.
  • Our team has over a decade of experience in personalized insurance solutions.
  • 24/7 availability for emergencies and after-hours appointments.
  • We prioritize community involvement through initiatives like the Make a Difference Foundation.
  • Transparent communication and tailored coverage options for every client.
What people say
Excellent customer service Super helpful and friendly Quick and easy process Always on top of everything Highly recommend
Services
Auto Insurance
Protect your vehicle and finances with comprehensive Auto Insurance tailored to Riverside drivers. Coverage includes medical payments, rental reimbursement, and emergency roadside assistance. Our team helps clients access discounts like Steer Clear and Drive Safe & Save, ensuring affordable, reliable protection for all driving needs.
Homeowners Insurance
Safeguard your home and belongings with customizable Homeowners Insurance. Coverage extends to structural damage, theft, and personal liability. We assist clients in navigating claims and securing additional protections like the State Farm Ting program for electrical fire prevention, ensuring peace of mind for homeowners in California and beyond.
Life Insurance
Plan for your familys future with Life Insurance policies designed to meet diverse financial goals. Our solutions provide income replacement, debt coverage, and legacy planning. We guide clients through policy selection, ensuring clarity on beneficiaries, premiums, and long-term benefits.
Business Insurance
Secure your business with tailored Commercial Insurance covering property, liability, and operational risks. Policies protect against disruptions, including damage to assets, legal claims, and business interruptions. We collaborate with clients to assess risks and implement cost-effective coverage strategies.
Renters Insurance
Protect personal belongings in rented properties with affordable Renters Insurance. Coverage includes theft, fire, and water damage to possessions like electronics and furniture. We educate clients on policy details, ensuring they understand protections and exclusions related to their rented spaces.
People
Josh Terraneau
State Farm Insurance Agent
Josh Terraneau has led his State Farm agency in Riverside since 2013, serving clients across California, Arizona, and Oregon. Fluent in English and Spanish, he specializes in personalized insurance solutions and community engagement through the Make a Difference Foundation.
Erika Reyes
Account Manager
Erika Reyes, License #0G23882, provides expert insurance guidance and claims assistance to clients in the Inland Empire. Known for her dedication to customer satisfaction, she helps clients secure cost-effective policies tailored to their needs.
Jillian Dunifer
Account Representative
Jillian Dunifer, License #0E05785, supports clients with policy management and insurance education. Her focus on clear communication and client needs has earned her recognition for exceptional service in Riverside County.
Laure Veilleux
Account Representative
Laure Veilleux, License #4074423, assists clients in navigating insurance options and claims processes. Her bilingual capabilities and commitment to personalized service enhance client experiences at the Riverside agency.
Questions
What insurance products do you offer?
We provide Auto, Homeowners, Life, Business, Renters, Condo, Pet, Motorcycle, Boat, and Recreational Vehicle Insurance across California, Arizona, and Oregon.
Are you available for emergencies after hours?
Yes, we offer 24/7 contact via call or text for emergencies and after-hours appointments.
Do you support bilingual clients?
Our team is fluent in English and Spanish, ensuring clear communication for diverse client needs.
How can I file a claim?
File a claim online via our website or contact us directly at (951) 784-4353 for immediate assistance.
What areas do you serve?
We serve Riverside County, California, and extend coverage to Arizona, Oregon, and other states through State Farm’s network.
Can I get a personalized insurance quote?
Yes, request a free personalized quote online or contact us directly for tailored coverage options.