Direct Finance

Welcome to Direct Finance, your one-stop solution for all your financing needs. We are a full-service financing firm committed to making the financing process as easy and stress-free as possible. Our team of experienced loan consultants has decades of lending experience and has closed tens of thousands of loan scenarios, making us one of the most seasoned teams in the industry. We offer flexible and creative financing solutions for your residential, commercial, mixed-use, multi-family, non-traditional, equity lines, bank statement, and low document loans. Our strategic partnerships enable us to bring more options for loan products to help all clients, from first-time homebuyers to seasoned commercial investors. We are committed to helping you secure your financial future and addressing all financing needs, whether simple or complex, for a successful closing.

Our Mission

At Direct Finance, we are committed to going the extra mile for every customer to secure their financial future. Our mission is to provide superior financing services that exceed our customers' expectations. We strive to build long-lasting relationships with our clients based on trust, transparency, and exceptional service.

Our Values

At Direct Finance, our values are at the core of everything we do. We believe in:

• People: We value our employees, customers, and community, and we are committed to treating everyone with respect, dignity, and fairness.
• Culture: We foster a culture of work ethics, moral values, and doing the right thing. We believe in creating a positive work environment that encourages open communication, collaboration, and continuous improvement.
• Service: We are dedicated to providing exceptional service that supports our clients' goals and exceeds their expectations. We believe in building long-lasting relationships based on trust, transparency, and mutual respect.
• Growth: We are committed to constant improvement, innovation, and growth. We believe in embracing change, learning from our experiences, and striving for excellence in all that we do.

Loan Options

At Direct Finance, we offer a wide range of loan options to meet your unique needs. Whether you are looking to purchase a residential or commercial property, refinance an existing one, or explore non-traditional financing options, we have you covered. Our loan options include:

• Purchase: We offer financing options for both residential and commercial property purchases, with flexible terms and competitive rates.
• Refinance: We offer refinancing options for both residential and commercial properties, with cash-out options, debt consolidation, and rate reduction options.
• Conventional Loan: We offer conventional loans for both residential and commercial properties, with fixed and adjustable rate options.
• FHA Loan: We offer FHA loans for residential properties, with low down payment options and flexible credit requirements.
• VA Loan: We offer VA loans for veterans and active-duty military personnel, with no down payment options and flexible credit requirements.
• Jumbo Loan: We offer jumbo loans for high-value residential and commercial properties, with competitive rates and flexible terms.
• Commercial Loan: We offer commercial loans for a wide range of commercial properties, with flexible terms and competitive rates.
• Small Business Loan: We offer small business loans for entrepreneurs and small business owners, with flexible terms and competitive rates.
• Reverse Mortgage Loan: We offer reverse mortgage loans for homeowners aged 62 and older, with flexible terms and competitive rates.
• All-In-One Mortgage Loan: We offer all-in-one mortgage loans that combine your mortgage and savings into one account, with flexible terms and competitive rates.
• Fixed Rate Loan: We offer fixed rate loans for both residential and commercial properties, with stable and predictable monthly payments.
• Adjustable Rate Mortgage Loan: We offer adjustable rate mortgage loans for both residential and commercial properties, with flexible terms and competitive rates.
• Interest-Only Loan: We offer interest-only loans for both residential and commercial properties, with flexible terms and competitive rates.
• Non-Traditional Loan: We offer non-traditional financing options for clients who do not meet the criteria for traditional financing, with flexible terms and competitive rates.