Business Details
37 Years
experience
Your Trusted Mortgage Partner in Reno, NV
Raintree Mortgage stands as one of Nevada's oldest and most established mortgage brokerages, proudly serving homeowners in Nevada and California since 1989. As a family-run business, we have closed over half a billion dollars in loan volume and assisted hundreds of families in achieving homeownership. Our approach prioritizes personalized service, rejecting cookie-cutter solutions to create custom mortgage plans tailored to each client's unique financial needs. With decades of combined experience, our team of seasoned professionals is dedicated to providing expert guidance through every step of the loan process. We specialize in a wide range of loan programs, including FHA, VA, conventional, USDA, and jumbo loans, ensuring we can meet diverse client requirements.Our commitment to treating clients like family has earned us lasting relationships and countless referrals. Founded in Reno, we remain deeply rooted in the local community while maintaining a broad service area. Our team includes industry veterans with over 40 years of experience, ensuring clients receive knowledgeable and reliable service. We pride ourselves on transparency, undivided attention, and a focus on long-term financial goals. Whether you're a first-time homebuyer or seeking refinancing options, Raintree Mortgage combines experience, expertise, and personalized care to deliver optimal mortgage solutions.
Services
FHA Loans
VA Loans
Conventional Loans
USDA Loans
Jumbo Loans
Details
- Year established: 1989
Highlights and features
- Family-owned since 1989 with deep local market knowledge
- Personalized mortgage solutions tailored to individual financial needs
- Expertise in multiple loan programs including FHA, VA, and USDA
- Team with over 40 years of combined mortgage industry experience
- Commitment to transparency and undivided client attention
What people say
Friendly and worked hard
Seamless working experience
Best programs and rates
Undivided attention
Dream home at great rate
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments. Ideal for borrowers with credit scores above 580, these loans require as little as 3.5% down payment while offering competitive rates. Our team guides clients through the FHA loan process, explaining mortgage insurance requirements and helping qualify for this government-backed option.
VA Loans
VA loans offer military members and veterans favorable terms including zero down payment requirements. Backed by the Department of Veterans Affairs, these loans provide cost-effective financing with typically lower closing costs. Our specialists help veterans navigate eligibility requirements and secure the benefits they deserve through this specialized loan program.
Conventional Loans
Conventional loans suit borrowers with good credit seeking flexible terms. Available with as little as 3% down, these loans offer competitive rates and the potential to borrow up to 85% of home value. Our experts help clients understand conventional loan limits and determine if this option best meets their financial objectives.
USDA Loans
USDA loans enable rural home purchases with zero down payment requirements. Designed for lower-income borrowers in eligible areas, these loans feature competitive rates and financing options for closing costs. Our team assists clients in determining property eligibility and navigating the unique requirements of this rural development-focused program.
Jumbo Loans
Jumbo loans serve clients needing financing beyond conforming loan limits. Requiring strong credit profiles and down payments of 10-30%, these loans accommodate high-value properties. Our specialists help clients understand jumbo loan requirements and determine if this premium financing option aligns with their homeownership goals.
People
Bob Satterwhite
Founder
Navy veteran with 40+ years in mortgage industry. Holds accounting degree and specializes in cost-effective loan solutions. Committed to personalized service and client education throughout the loan process.
Jeanne Satterwhite
Co-Founder & Senior Loan Processor
Mortgage industry veteran with 40+ years of experience. Expert in loan processing and underwriter coordination. Ensures smooth transactions through her extensive knowledge of diverse loan scenarios and requirements.
Chad Satterwhite
President
Finance graduate with 12+ years of Nevada mortgage experience. Focuses on developing customized mortgage plans and educating clients about loan options to achieve lowest total cost solutions for homeownership.
Kelli Satterwhite
Director of Marketing
Marketing professional with 15+ years in real estate industry. Brings fresh strategies to mortgage marketing. Manages company outreach and partnership opportunities while maintaining industry connections.
Questions
What loan programs does Raintree Mortgage offer?
We offer FHA, VA, conventional, USDA, and jumbo loans to meet diverse client needs across Nevada and California.
How can I start the mortgage application process?
Apply instantly through our secure online portal or contact our Reno office at (775) 852-5100 to speak with a senior loan officer.
What makes Raintree Mortgage different from other brokers?
We're a family-owned business with 30+ years of local experience providing personalized service and custom mortgage solutions since 1989.
Do you offer financing for first-time homebuyers?
Yes, we specialize in first-time buyer programs including FHA loans with low down payment requirements and competitive terms.
Can I get pre-approved for a mortgage?
Yes, our team can help you obtain pre-approval to understand your budget before house hunting begins.
