Empowering Your Financial Future
At Upgrade, we empower you to take control of your financial health and reach your goals. We offer a range of innovative financial products and services designed to simplify your financial life and set you on the path to financial success.
Personal Loans
Need a little extra cash for an unexpected expense or to cover important expenses like home repairs or major purchases? Our Personal Loans offer flexible terms and competitive interest rates to fit your needs.
Upgrade OneCard
Our innovative OneCard is a multi-purpose debit card that lets you earn cash back on every purchase. Enjoy:
- Up to 3% cash back on common everyday expenses like groceries, transportation, and dining.
- No annual fees or minimum balance requirements.
- Flexibility to pay now or later with the Pay Now feature.
Savings and Checking Accounts
Upgrade offers two convenient savings options:
- Performance Savings: Earn competitive interest of 5.21% APY (with a minimum monthly direct deposit of $1000) on your savings.
- Rewards Checking Plus: Earn cash back on your everyday purchases and enjoy other benefits like no monthly fees and access to performance savings.
Auto Refinance
Struggling with high-interest auto loans? Our auto refinance program lets you refinance your existing loan for a lower interest rate and monthly payment - saving you money and getting you back on track.
Additional Services
We also offer:
- Credit health monitoring and insights
- Debt consolidation options
- Home improvement and contractor financing
- Personal financial guidance and support
Our Commitment
At Upgrade, we believe in empowering our customers through financial education and personalized solutions. Our experienced team of professionals is dedicated to providing you with exceptional service and guiding you on your journey to financial well-being.
Our values
- Transparency: We believe in open communication and clear information.
- Accessibility: We strive to make financial services inclusive and easy to understand.
- Personalization: We tailor our solutions to your individual needs and goals.
- Innovation: We continuously seek better ways to empower our customers.
Join us on your journey to financial success with Upgrade!
Overall Experience
The reviewers had a highly positive experience with Upgrade, with all of them giving 5-star ratings. They praised the company for its quick and seamless application process, ease of use, and professional customer service.
Ease of Application and Funding
The reviewers mentioned that the application process was quick, taking only a few days to complete, and the funds were made available within 24 hours. They also appreciated the ease of submitting documents and the rapid approval of their loans.
Customer Service
Many reviewers praised the customer service, describing it as friendly, professional, and responsive. They were grateful for the help and support they received throughout the process.
Loan Terms and APR
Some reviewers mentioned that they had high interest rates, but they still found the loan to be beneficial in paying off their debts. One reviewer highlighted that Upgrade has one of the lowest APRs, making it a great option for those in need of financial assistance.
Recommendations
All reviewers highly recommended Upgrade to others, praising its ease of use, quick funding, and excellent customer service.
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