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Your Trusted Southern California Bankruptcy & Personal Injury Law Firm
Southern Californias Winning Law Firm With an A+ rating from the Better Business Bureau for over 10 years, our team of skilled debt and personal injury lawyers has helped thousands of Southern Californians secure over $500 million of relief. We fight for the compensation you deserve. Our founder, Julie J. Villalobos, established OakTree Law with a passion for community service, bringing expertise from social work and business studies. We prioritize commitment, communication, transparent costs, and integrity in every case. With 10,000+ cases filed and 300+ 5-star reviews, we offer free consultations and operate on a contingency fee basis for personal injury cases.

Our proven success spans bankruptcy relief, personal injury claims, and estate planning, serving clients across Los Angeles, Orange, Riverside, and San Diego counties. We specialize in Chapter 7 and 13 bankruptcies, wage garnishment, foreclosure, and complex personal injury cases including car accidents, medical malpractice, and traumatic brain injuries. Our mission remains clear: to provide honest assessments, fight for maximum compensation, and maintain unwavering advocacy for every client.
Services
Bankruptcy Personal Injury Chapter 7 Chapter 13 Wage Garnishment Foreclosure Medical Debt Credit Card Debt Estate Planning
Details
  • Year established: 2009
Highlights and features
  • 10,000+ cases filed across Southern California
  • $500M+ of debt relief secured for clients
  • A+ BBB rating maintained for over a decade
  • Contingency fee basis for personal injury cases
  • Transparent pricing with zero hidden fees
Associations and certifications
  • Better Business Bureau (BBB)
What people say
Exceptional outcomes Fierce advocates Transparent costs Proven results A+ BBB rating
Services
Bankruptcy
Our bankruptcy attorneys specialize in Chapter 7 and 13 filings, wage garnishment prevention, and foreclosure defense. We help clients eliminate credit card debt, medical bills, and business obligations while protecting assets. With over $500 million in debt relief secured, we provide free consultations and personalized strategies for financial recovery.
Personal Injury
We represent clients in car accidents, medical malpractice, and traumatic brain injury cases. Our contingency-based representation ensures no upfront costs. We fight for compensation covering medical expenses, lost wages, and pain suffering, with a proven track record of multi-million dollar verdicts in Southern California.
Estate Planning
Our estate planning services include wills, living trusts, and healthcare directives. We help clients protect assets and plan for future medical and financial decisions. This practice area complements our core bankruptcy and personal injury services, providing comprehensive legal protection for California residents.
People
Julie J. Villalobos
Founder
Lead attorney and founder with lifelong community service commitment. Former social work major and business scholar recipient. AV-rated by Martindale-Hubbell with multiple leadership awards. Founded OakTree Law to combine legal expertise with compassionate client advocacy.
Mark Hoffman
Attorney
Experienced personal injury lawyer with track record in auto accident and medical malpractice cases. Focuses on maximizing client compensation through aggressive litigation and settlement negotiations.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 offers quick debt discharge but may require asset liquidation. Chapter 13 allows property retention through 3-5 year repayment plans.
When should I consider filing for bankruptcy?
Consider bankruptcy if struggling with minimum debt payments, using credit for essentials, or skipping critical bill payments.
What qualifies as a personal injury case?
Cases involving injuries from negligence, quantifiable damages, and clear liability linkage qualify for personal injury claims.
How are attorney fees structured for personal injury cases?
We work on contingency fees - you pay nothing upfront and only receive payment if we win your case.