Business Details
8 Years
experience
Trusted Student Loans & Career Training Financing
Ascent Funding is a leading provider of innovative financial products and student support services designed to make education accessible and affordable. Since 2018, we have empowered over 115,000 students to pursue undergraduate, graduate, and career training programs through flexible private student loans. Our mission centers on driving positive student outcomes by offering loans with no application, origination, or early repayment fees, alongside unique benefits like cash rewards at graduation and financial wellness resources. We prioritize simplicity, offering pre-qualification in minutes without impacting credit scores and allowing borrowers to choose repayment plans that suit their needs.With dedicated support for DACA and international students, we ensure diverse learners can achieve academic and economic success. Our team collaborates with schools and employers to deliver tailored solutions, including career training loans for accelerated programs. By combining technology with personalized service, we help students focus on their education while building a foundation for long-term financial independence.
Services
Student Loans
Career Training Loans
Cosigned Loans
International Student Loans
DACA Student Loans
Graduate Loans
Undergraduate Loans
Parent Loans
MBA Loans
Medical Loans
Details
- Year established: 2018
Highlights and features
- We offer loans with no application, origination, or early repayment fees.
- Our loans cover up to 100% of school-certified tuition and living expenses.
- We provide financial wellness resources and career support to borrowers.
- Our cosigner release option promotes financial independence after 12 on-time payments.
- We support DACA and international students with tailored financing solutions.
What people say
Easy application process
Helpful and friendly staff
Flexible repayment options
Support for first-generation students
Transparent terms
Services
Student Loans
Ascent Funding provides private student loans for undergraduate and graduate programs at eligible institutions. These loans cover tuition, housing, meals, and textbooks, with options for cosigned or non-cosigned borrowing. Borrowers benefit from no fees, flexible repayment plans, and the ability to pre-qualify without impacting credit scores.
Career Training Loans
Career training loans fund accelerated learning programs like coding bootcamps. Loans cover tuition and living expenses up to $40,000, with options for automatic payment discounts and financial wellness support. Designed for students seeking rapid career advancement through non-degree programs.
Cosigned Loans
Cosigned student loans allow borrowers to qualify with a creditworthy cosigner. Benefits include lower interest rates, potential cosigner release after 12 on-time payments, and access to higher loan amounts. Ideal for students building credit or lacking sufficient income.
International Student Loans
Specialized financing for international students studying in the U.S. These loans require no U.S. cosigner and cover full tuition and living expenses. Features include deferred payments during study and flexible repayment terms post-graduation.
DACA Student Loans
Ascent Funding offers loans to DACA recipients pursuing higher education. These loans provide access to funding without a cosigner, covering school-certified costs. Designed to support undocumented students in achieving academic and career goals with no fees or penalties.
Questions
What types of loans does Ascent offer?
Ascent offers private student loans for undergraduate, graduate, and career training programs, including options for cosigned, international, and DACA student loans.
Can I pre-qualify for a loan without affecting my credit score?
Yes, Ascent allows pre-qualification with no credit impact, showing you rates and repayment options in minutes.
Are there fees associated with Ascent loans?
Ascent college loans have no application, origination, or early repayment fees. Career training loans have a 5% origination fee but no other charges.
What repayment options are available?
Choose from immediate payments, interest-only, or deferred plans. Payments can start during or after school, with protections for unexpected life events.
Do you offer support for international or DACA students?
Yes, Ascent provides loans for international and DACA students without requiring a U.S. cosigner, covering full tuition and living expenses.
What benefits do Ascent borrowers receive?
Benefits include automatic payment discounts, cash rewards at graduation, financial wellness resources, and cosigner release options after 12 on-time payments.
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