Business Details
31 Years
experience
Your Trusted Bankruptcy Solution in Long Beach
Lever Law has provided expert bankruptcy legal services for over 30 years, specializing in personalized debt solutions for individuals facing financial hardship. Our dedicated team combines deep expertise in Chapter 7 and Chapter 13 bankruptcy with certified financial planning to help clients achieve lasting financial freedom. We maintain a client-centric approach through free consultations, transparent pricing, and comprehensive support throughout the bankruptcy process.Our attorneys demonstrate extensive experience navigating complex bankruptcy laws while prioritizing client education about debt discharge options and credit recovery. With a proven track record of successful cases and overwhelmingly positive client reviews, we emphasize both legal excellence and compassionate service delivery.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Discharge
Financial Planning
Automatic Stay Protection
Details
- Year established: 1995
Highlights and features
- 30+ years of specialized bankruptcy law experience
- 100% focus on bankruptcy cases with tailored solutions
- Certified personal financial planning expertise from UC Irvine
- Free initial consultations with credit report analysis
- Overwhelmingly five-star client reviews on major platforms
What people say
Excellent service
Professional and courteous
Genuine success story
Peaceful nights rest
Highly recommend
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts while protecting essential assets through California exemptions. Our attorneys guide clients through the four-month process from initial consultation to debt discharge.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. This option allows debtors to retain assets while repaying creditors over 3-5 years. Our experts create customized payment plans that meet court requirements and client financial capabilities.
Automatic Stay Protection
Automatic stay provisions immediately halt creditor collection actions upon bankruptcy filing. This legal protection stops foreclosures, wage garnishments, and debt collection lawsuits. Our team ensures proper notification to all creditors and enforces stay violations when necessary.
Debt Discharge Process
The debt discharge process legally eliminates qualifying obligations through bankruptcy court orders. This process typically takes 4-6 months for Chapter 7 and 3-5 years for Chapter 13 filings. Our attorneys ensure proper documentation to maximize dischargeable debts while addressing non-dischargeable obligations.
Financial Planning
Financial planning services focus on post-bankruptcy credit rebuilding and long-term financial stability. Our UC-certified planners provide guidance on responsible credit use and budgeting strategies. This service helps clients achieve improved credit scores within 1-2 years post-discharge.
People
Steve Lever
Founding Attorney
With over 31 years of bankruptcy law experience, Steve Lever established the firm's foundation before transitioning to 'of counsel' status. He maintains active involvement in complex cases while mentoring the new leadership team through 2023.
Christine Yeo
Bankruptcy Attorney
Christine Yeo brings extensive business and real estate experience to her bankruptcy practice. A UCLA honors graduate and Southwestern Law School alumna, she focuses on helping clients achieve financial fresh starts while volunteering at local senior centers.
Jill Kim
Bankruptcy Attorney
Jill Kim has specialized in bankruptcy law since her 2010 legal career start. With additional experience in business litigation, she provides comprehensive debt relief solutions while balancing family life and community involvement.
Anna Kumar
Intake Coordinator
Anna Kumar manages client intake with over five years of experience in debt relief coordination. Known for her personable approach, she tailors solutions to individual client needs while balancing family responsibilities and community engagement.
Questions
Should I transfer assets before filing bankruptcy?
Asset transfers require attorney consultation due to potential legal complications. Even legitimate transactions need proper documentation to avoid case jeopardization.
Can I keep my house and car during bankruptcy?
Typically yes, if payments continue and equity remains within exemption limits. Chapter 13 offers better protection for asset retention.
How does bankruptcy affect credit recovery?
Credit scores often improve within 12-24 months post-discharge. Secured credit options remain available during and after bankruptcy proceedings.
Must I list all debts and creditors?
All debts must be disclosed, including those owed to family members. Credit cards with zero balances at filing don't require listing.
What educational requirements exist for bankruptcy filers?
Mandatory credit counseling before filing and financial management courses post-filing ensure informed debt management practices for all bankruptcy petitioners.
How long does bankruptcy stay on credit reports?
Chapter 7 remains 10 years, Chapter 13 for 7 years. Credit scores typically recover faster than these reporting periods through responsible financial management.
