Business Details
50+ Years
experience
Trusted Insurance Solutions in Ohio
At GSP Insurance, we take pride in being a trusted local, family-owned independent agency serving communities in Franklin County, Delaware County, and throughout Ohio since 1968. Our team brings over 200 years of combined expertise in personal and commercial insurance, prioritizing personalized solutions that address individual needs while maintaining affordability. We are committed to educating clients about financial risks, simplifying the insurance process, and advocating for their best interests during claims.Our independence allows us to partner with top-tier carriers that share our values of exceptional service and consultative relationships. Rooted in the legacy of our founders, we focus on building lasting trust by delivering reliable coverage and competitive pricing tailored to each clients unique circumstances.
Services
Home Insurance
Auto Insurance
Life Insurance
Umbrella Insurance
Contractor Insurance
Office Building Insurance
Retail Business Insurance
Secondary Home Insurance
Carpenter Insurance
General Liability Insurance
Details
- Year established: 1968
Highlights and features
- We offer over 200 years of combined insurance expertise in personal and commercial markets.
- Our independent agency provides unbiased advice and coverage options from multiple carriers.
- We specialize in educating clients about financial risks and mitigation strategies.
- Our team prioritizes personalized service with a consultative approach to coverage.
- We have protected Ohio communities since 1968 with custom-tailored insurance solutions.
What people say
Knowledgeable staff
Prompt responses
Competitive pricing
Personalized service
Decades-long trust
Services
Home Insurance
Protects homeowners against financial losses from damage to structures and personal property. Covered risks include fire, storms, theft, and liability claims. Policies feature replacement cost coverage, flood options, and umbrella endorsements. Specialized protection available for secondary homes, wine collections, and high-value items. Our advisors help customize limits and deductibles that match property values and individual needs while ensuring compliance with evolving building codes.
Auto Insurance
Comprehensive car insurance covering collision, theft, and weather-related damages plus liability for bodily injury and property damage. Available add-ons include rental reimbursement, uninsured motorist coverage, and classic car protection. We emphasize understanding policy limits, particularly for high-risk scenarios, and recommend umbrella policies to supplement standard coverage. Our agents explain state requirements versus recommended coverage levels to ensure adequate financial protection.
Umbrella Insurance
Supplemental liability coverage that activates when standard policies reach limits. Provides additional protection against excessive claims from accidents, lawsuits, or catastrophic events. Available in $1 million increments, this coverage applies across home, vehicle, and boat insurance policies. Particularly recommended for homeowners with significant assets or high-risk activities like pools or trampolines.
Contractor Insurance
Specialized commercial policies covering construction professionals against property damage, equipment loss, and job site injuries. Includes general liability, workers' compensation, and equipment breakdown coverage. Additional protections address builders risk, business auto, and contractual liability for subcontractors. Tailored packages available for trades like HVAC, plumbing, and electrical work with options to meet licensing requirements for government contracts.
Life Insurance
Provides death benefits to protect dependents' financial futures through term, whole, and universal policies. Helps cover mortgage payments, funeral costs, and income replacement while addressing business continuity through key person insurance and buy-sell agreements. Our advisors explain policy structures, premium costs influenced by health factors, and the importance of regular coverage reviews as life circumstances change.
People
Kim Gilles
President, Owner
With over 40 years in insurance since joining in 1982, Kim Gilles leads GSP Insurance following its founding by Dick Smith in 1968. She maintains the agency's commitment to client-centric service while expanding its industry expertise across personal and business lines, leveraging deep local market knowledge to develop tailored solutions.
TJ Gilles
Sales Executive
A certified CLCS professional with extensive agency experience, TJ Gilles focuses on delivering personalized insurance strategies while maintaining accessibility through direct contact channels and client education initiatives that align with GSP's consultative approach.
Andrew Fitzpatrick
Account Manager
Supporting client relationships through detailed policy management, Andrew ensures smooth service delivery while maintaining the agency's standards of prompt communication and comprehensive risk assessment for both personal and commercial accounts.
Questions
What types of insurance does GSP Insurance offer?
We provide home, auto, life, umbrella, and business insurance including contractor, office building, and retail coverage across Ohio.
Why choose an independent agency like GSP Insurance?
Independence allows us to offer unbiased advice and select from multiple carriers for optimal coverage and pricing tailored to your needs.
Do you offer bundling discounts for multiple policies?
Yes, combining home and auto insurance or other policies typically qualifies for premium discounts and streamlined service.
How does GSP Insurance handle claims?
We advocate for clients throughout the claims process, ensuring timely resolution while maintaining transparent communication and support.
Are there payment plan options for insurance premiums?
We offer flexible payment arrangements through our partner carriers, including installment plans to suit different budgets.
Can I manage my policy online?
Our 24/7 Client Center provides paperless policy management options including document access, payment processing, and coverage updates.
