Business Details
24 Years
experience
Your Trusted Partner for Fee-Only Financial Planning in San Diego
At ESI Financial Services, we provide fee-only, holistic financial planning tailored to the unique needs of individuals, families, and small businesses in the La Mesa and greater San Diego, CA area. With decades of combined experience, our team prioritizes building lasting relationships by deeply understanding your financial goals and crafting integrated strategies to help you achieve them. Our founder, a Certified Financial Planner and Certified Public Accountant, brings expertise from Ernst & Young and corporate finance leadership to deliver independent, objective advice.We adhere to core values of integrity, professionalism, and client education, ensuring transparent, commission-free retainers guide every decision. Our commitment to personalized service and comprehensive planning empowers clients to navigate financial complexities with confidence, fostering long-term security and growth.
Services
Financial Planning
Tax Advisory
Investment Advisory
Comprehensive Financial Planning
Client Education
Details
- Year established: 2002
Highlights and features
- We offer fee-only, conflict-free financial advice.
- Our team includes Certified Financial Planners and CPAs.
- Over 20 years of experience serving San Diego clients.
- Personalized plans tailored to your unique goals.
- Comprehensive approach integrating tax, investment, and financial planning.
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Public Accountant (CPA)
- Registered Investment Advisor (RIA)
Services
Financial Planning
Our financial planning services create tailored strategies to help clients achieve long-term goals. We analyze your current situation, risk tolerance, and objectives to develop actionable plans. With a focus on holistic solutions, we integrate investment, tax, and retirement planning to ensure comprehensive guidance.
Tax Advisory
We provide expert tax advisory services to minimize liabilities and optimize financial outcomes. Our CPA-certified professionals offer year-round tax planning and compliance support. By aligning tax strategies with broader financial goals, we help individuals and businesses retain more of their hard-earned income.
Investment Advisory
Our investment advisory services focus on building diversified portfolios aligned with your risk profile and objectives. We employ evidence-based strategies and continuous monitoring to adapt to market changes. Transparent, fee-only management ensures your interests remain our top priority.
People
Steven K. Farrington
Owner & Advisor
Certified Financial Planner and CPA with 35+ years of experience. Former Ernst & Young auditor and corporate finance executive. Founded ESI Financial Services in 2002 to provide independent, client-focused advice. Active in NAPFA and AICPA.
Sharon Farrington
Office Manager
Manages daily operations with a background in economics and business from Westmont College. Provides administrative support and client coordination. Holds accounting expertise to assist the team's financial professionals.
Questions
What services does ESI Financial Servicess offer?
We provide fee-only financial planning, tax advisory, and investment management services for individuals, families, and small businesses.
Are your advisors certified professionals?
Yes. Our lead advisor holds Certified Financial Planner (CFP) and Certified Public Accountant (CPA) credentials.
What areas do you serve?
We primarily serve La Mesa and the greater San Diego, CA area.
How is your firm compensated?
We operate on a fee-only retainer model, ensuring unbiased advice without commission-based conflicts of interest.
How long has ESI Financial Servicess been in business?
The firm was founded in 2002 by Steven K. Farrington after his corporate finance career.
