Business Details
31 Years
experience
Your Trusted Partner for Comprehensive Wealth Management Solutions
For over three decades, Asset Preservation Strategies has been dedicated to enhancing the financial well-being of affluent individuals and families through personalized, collaborative wealth management. As fiduciaries, we prioritize client interests by offering customized portfolio solutions, sophisticated tax planning, and advanced estate strategies, working closely with professionals involved in each client's financial ecosystem. Our team of seasoned advisors combines technical expertise with a relationship-driven approach, ensuring financial strategies align with long-term goals.We uphold a commitment to responsible stewardship of assets, demonstrated through our 1% pledge to philanthropy, and maintain rigorous professional standards through affiliations with organizations like the SEC and industry certifications. Our methodology integrates the Bucket Plan philosophy and Core and Satellite Portfolio approach to balance growth and protection, while our six-step planning process ensures comprehensive, transparent service from initial consultation through annual reviews.
Services
Wealth Management
Estate Planning
Tax Optimization
Retirement Planning
Family Office Services
Details
- Year established: 1995
Highlights and features
- We have over 30 years of experience in wealth management for affluent families.
- Our fiduciary responsibility ensures client interests always come first.
- We offer personalized portfolio solutions with sophisticated tax planning strategies.
- Our team holds elite industry certifications including CFP, CLU, and CEPA.
- We implement a proprietary six-step planning process for comprehensive service.
Associations and certifications
- Securities and Exchange Commission (SEC)
What people say
Personalized approach
Expertise in financial planning
Trustworthy advisors
Long-term commitment
Effective wealth strategies
Services
Wealth Management
Our comprehensive wealth management services help affluent individuals and families preserve and grow assets through customized portfolio solutions. We integrate tax optimization strategies and estate planning to align financial resources with long-term goals. Our fiduciary approach ensures all recommendations prioritize client interests while maintaining compliance with SEC regulations.
Estate Planning
We specialize in advanced estate planning strategies that protect assets and facilitate seamless wealth transfer across generations. Our team collaborates with legal professionals to create customized solutions that minimize tax liabilities while honoring clients' wishes for their legacy.
Tax Optimization
Our tax optimization services focus on minimizing liabilities through strategic planning and implementation. We work closely with clients' accounting teams to identify opportunities for tax savings while maintaining compliance with evolving regulations, ensuring maximum preservation of wealth.
Retirement Planning
We develop comprehensive retirement plans that ensure financial security while maintaining flexibility for changing circumstances. Our approach combines income strategies with risk management techniques to create sustainable retirement income streams tailored to individual needs.
Family Office Services
Our family office services provide centralized management of complex financial affairs for high-net-worth families. We coordinate with multiple advisors to deliver integrated solutions that address investment management, estate planning, and intergenerational wealth transfer needs.
People
Gregory R. Banner
Chief Executive Officer & Senior Financial Adviser
With over 30 years of experience, Gregory Banner leads Asset Preservation Strategies as CEO. A CFP and CLU professional, he specializes in family office services, business exit strategies, and alternative investments while maintaining affiliations with industry organizations like the Southern California Institute.
Monica Szakos Cramer
President & Senior Financial Adviser
As President, Monica Cramer focuses on empowering clients through education and intentional decision-making. A CFP and Certified Exit Planning Advisor, she oversees investment research and operational strategy while maintaining active community involvement through organizations like Rady Children's Hospital Foundation.
Tim Figueroa
Investment Adviser
Tim Figueroa brings expertise in portfolio design and alternative investments to his role as Investment Adviser. With prior experience at boutique wealth firms, he combines analytical rigor with personalized service to help clients achieve long-term financial objectives.
Patty Stewart
Investment Adviser
Patty Stewart offers 15+ years of experience in financial institutions, specializing in investment advisory services. A San Diego State University graduate, she focuses on building personal connections while guiding clients through complex financial environments.
Questions
What services do you offer for affluent families?
We provide comprehensive wealth management, estate planning, tax optimization, and family office services tailored to the unique needs of affluent families.
How does your investment process work?
Our Core and Satellite Portfolio Methodology combines stable core investments with strategic satellite positions to balance growth potential and risk management according to client objectives.
Are you legally required to act in my best interest?
Yes, as registered investment advisers with the SEC, we have a fiduciary duty to always prioritize client interests in all financial recommendations.
Do you work with clients outside San Diego?
While based in San Diego, we serve clients nationwide through our comprehensive virtual advisory services and strategic partnerships.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Chartered Life Underwriters (CLU), and Certified Exit Planning Advisors (CEPA) with advanced training from institutions like the Southern California Institute.
How do you approach philanthropic planning?
We integrate philanthropy into wealth management through strategic giving plans that align with both financial objectives and clients' charitable values, including our own 1% pledge commitment.
