Business Details
42 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
Valtinson Bruner Financial Planning has been dedicated to providing comprehensive financial guidance since 1984. As a fiduciary firm, we prioritize client interests through personalized retirement planning, tax optimization, and estate strategies. Our team of certified professionals combines decades of experience with a commitment to transparency, ensuring clients receive tailored solutions that align with their unique goals.We specialize in simplifying complex financial matters, from investment management to legacy planning, while maintaining a focus on long-term client relationships. Our approach emphasizes education and collaboration, empowering clients to make informed decisions about their financial future. With a heritage rooted in Minnesota, we serve individuals and business owners seeking confidence in their financial strategies.
Services
Financial Planning
Tax Services
Retirement Planning
Investment Planning
Estate Planning
Legacy Planning
Business Planning
Insurance Review
Cash Flow Analysis
Risk Management
Details
- Year established: 1984
Highlights and features
- We are a fiduciary firm operating since 1984 with certified financial planners.
- Specialize in tax reduction strategies that most advisors avoid.
- Offer comprehensive one-stop financial planning services.
- Provide personalized retirement income strategies with scenario modeling.
- Maintain transparency with no hidden fees or conflicting interests.
Associations and certifications
- CFP
- ChFC
- RICP
- Enrolled Agent
Services
Retirement Planning
Our retirement planning service helps clients develop sustainable income strategies while addressing tax implications and longevity risks. We analyze current financial status, create personalized withdrawal plans, and optimize Social Security benefits. Clients receive ongoing portfolio management and adjustments to ensure their retirement goals remain achievable.
Tax Planning
Specialized tax planning focuses on minimizing lifetime tax liabilities through strategic retirement account management and income distribution planning. We identify deductions, optimize tax-deferred growth opportunities, and coordinate with CPAs for comprehensive tax strategies that align with overall financial goals.
Estate Planning
Estate planning services ensure clients' wishes are honored through coordinated legal document preparation and asset distribution strategies. We help establish trusts, create charitable giving plans, and implement legacy strategies while minimizing estate tax implications for multi-generational wealth transfer.
Investment Planning
Our investment planning service creates diversified portfolios aligned with risk tolerance and financial objectives. We employ strategic asset allocation, monitor market conditions, and provide regular rebalancing to maintain optimal performance while managing downside risks through tactical adjustments.
Business Planning
Business planning services address succession strategies, employee benefit programs, and tax-efficient business structures. We help owners separate personal and business finances, create exit strategies, and implement retirement plans that maximize tax advantages while ensuring business continuity.
People
Larry Valtinson
Certified Financial Planner
With 33 years of experience, Larry Valtinson holds CFP and ChFC certifications. He graduated from the University of Minnesota School of Business and has specialized in comprehensive financial planning since 1984.
Rob Bruner
Certified Financial Planner
Rob Bruner brings 20 years of experience with CFP, ChFC, and RICP designations. He focuses on retirement income planning and develops strategies that balance client goals with financial realities.
Kellen Enright
Certified Financial Planner
Kellen Enright, a CFP and IRS Enrolled Agent since 2017, specializes in scenario modeling and client education. He graduated from Minnesota State University Mankato with financial planning expertise.
Brandon Valtinson
Financial Planner
Brandon Valtinson applies eight years of banking experience to simplify complex financial concepts. He focuses on client education and implementation of strategic financial plans.
Tyler Valtinson
Managing Partner
As an IRS Enrolled Agent, Tyler Valtinson handles tax preparation and business formations. He maintains 72 hours of continuing education every three years to stay current with tax code changes.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, tax optimization, investment management, estate planning, and business planning tailored to individual client needs.
Are you a fiduciary financial advisor?
Yes, we operate as a fiduciary firm, legally obligated to act in our clients' best interests at all times.
How do you help reduce tax liabilities?
Our specialized tax planning services identify legal strategies to minimize tax burdens, including retirement account optimization and income tax planning.
What retirement planning tools do you use?
We employ scenario modeling and cash flow analysis to create personalized retirement income strategies that address longevity and market risks.
Do you work with business owners?
Yes, our business planning services include succession planning, employee benefit strategies, and tax-efficient business structure optimization.
