Business Details
Your Trusted Partner for Financial Planning and Retirement Strategies
EFC Wealth Management was founded on the belief that retirement should be a necessity, not a luxury, and that everyone deserves to live their ideal lifestyle. Our philosophy centers on guiding pre-retirees and retirees through the complexities of financial planning with a holistic approach. With over 25 years of industry experience, our founder Cory Chapman developed the Sound Fiscal House process, a unique methodology that harmonizes all aspects of financial well-being. We pride ourselves on being a boutique firm where personal relationships and client education form the cornerstone of our practice. Our team invests in relationships, ensuring clients feel heard, understood, and educated about decisions shaping their financial future.We emphasize the importance of mental preparation for retirement, believing that a successful retirement involves more than asset accumulation. Our services extend beyond traditional financial planning to include personal development guidance, helping clients envision life post-career. We specialize in income planning, risk management, and tax planning while avoiding one-size-fits-all solutions. Our commitment lies in partnering with clients to weave the financial future they've envisioned, ensuring they embark on retirement with confidence and clarity.
Services
Retirement Planning
Wealth Management
Tax Planning
Estate Planning
Investment Management
Highlights and features
- We offer 25+ years of specialized retirement planning expertise
- Our proprietary Sound Fiscal House process ensures comprehensive financial strategies
- We provide personalized education to empower client decision-making
- Our holistic approach combines financial planning with life transition guidance
- Boutique firm with dedicated client relationship management
Associations and certifications
- California State Registered Investment Advisor
- CA Ins. #0H87076
- CA Ins. #0B92957
Services
Retirement Planning
Our retirement planning service creates customized income strategies through comprehensive financial blueprints. We help clients navigate the five stages of retirement planning, addressing investment market risks and tax uncertainties. Our approach combines asset growth, wealth preservation, and legacy structuring to ensure financial security throughout retirement years.
Wealth Management
Wealth management services focus on protecting and growing clients' assets through strategic portfolio management. Our Sound Fiscal House process stress-tests current financial positions, identifies vulnerabilities, and implements tailored solutions for long-term wealth preservation and intergenerational transfer.
Tax Planning
Our tax planning specialists develop strategies to minimize tax liabilities during retirement. We address IRA/401(k) conversions, social security taxation, and investment income optimization through proactive planning that adapts to changing tax laws and personal circumstances.
Estate Planning
Estate planning services ensure generational wealth transfer through comprehensive legacy strategies. We coordinate with trusted legal professionals to implement beneficiary transfers, trust structures, and charitable giving plans that align with clients' values and family objectives.
Investment Management
Investment management focuses on creating diversified portfolios aligned with risk tolerance and retirement timelines. Our fiduciary advisors implement strategic asset allocation, regular performance reviews, and adjustments to maintain financial objectives throughout market cycles.
People
Cory Chapman
Founder/Sr. Wealth Advisor
With 25+ years in finance, Cory developed the Sound Fiscal House methodology. He specializes in retirement income strategies and serves as an Investment Adviser Representative in California.
Delilah Chapman
Director of Client Service
Delilah oversees client operations with CA Life Insurance Licenses and 15+ years in training development. She ensures exceptional client experiences through personalized service and system optimization.
Sydnie Mills
Director of Operations/Marketing
Sydnie leads marketing strategy with a BA from CSU Northridge. She combines creative problem-solving with operational expertise to enhance client engagement and brand presence.
Barack Little
Wealth Advisor
Barack brings psychology and education expertise to financial advising. With a Masters from Florida State University and experience serving 800+ clients, he simplifies complex financial concepts for client empowerment.
Marc C. Phelps
Certified Public Accountant
Marc leads tax advisory services with Solutions One division. As an Enrolled Agent, he specializes in tax reduction strategies for high-net-worth individuals and small businesses through proactive planning.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, tax planning, estate planning, and investment management tailored to individual needs and goals.
How does your Sound Fiscal House process work?
Our six-step process includes goal clarification, financial appraisal, risk assessment, portfolio construction, plan design, and implementation with ongoing quarterly reviews.
Do you work with clients outside California?
We serve clients nationwide while maintaining compliance with state regulations where legally permitted through our registered investment advisory services.
How are you different from large financial institutions?
As a boutique firm, we prioritize personal relationships, client education, and customized solutions over standardized products and transactional interactions.
What investment approach do you use?
We employ strategic asset allocation with regular portfolio reviews, focusing on risk management and long-term growth aligned with individual retirement timelines and objectives.
How often do you review financial plans?
We conduct quarterly portfolio reviews and annual comprehensive plan updates, with additional adjustments made as needed for significant life changes or market shifts.
Videos
