Advanced Planning Solutions

At Advanced Planning Solutions, we are dedicated to providing personalized financial planning and investment management services to individuals, families, and businesses. Our team of experienced professionals is committed to helping our clients achieve their financial goals and secure their futures.

Our Story

Advanced Planning Solutions was founded in 1999 with the goal of offering a full-service financial planning firm in a comfortable environment. Our founders, Nancy Gragg and John Gragg, had a vision of creating a firm that puts the interests of the client above all else, free from the constraints of a large company. At the heart of our business is a hand-holding approach built on education and security. We continually educate our clients so they are comfortable and confident in their financial decisions.

Our Services

We offer a wide range of services designed to help our clients achieve their financial objectives. Our services include:

• Financial Planning: We work with our clients to create a comprehensive financial plan that takes into account their unique goals, risk tolerance, and financial situation.
• Investment Management: Our team of experienced investment professionals manages our clients' investment portfolios, using a time-tested approach centered around asset allocation and behavioral finance.
• Retirement Planning: We help our clients plan for retirement, including creating a sustainable income stream, maximizing Social Security benefits, and minimizing taxes.
• Estate Planning: We assist our clients in creating a comprehensive estate plan, including wills, trusts, and powers of attorney.
• Insurance Planning: We help our clients determine their insurance needs, including life insurance, long-term care insurance, and disability insurance.

Our Philosophy

Our investment philosophy is based on time-tested principles centered around asset allocation and behavioral finance. We believe that a diversified portfolio is essential to managing risk and achieving long-term returns. We also recognize that each client's situation is unique and requires a personalized approach.

Our Team

Our team of experienced professionals is dedicated to providing exceptional service to our clients. Our team includes Certified Financial Planners (CFP), Certified Wealth Strategists (CWS), and Accredited Investment Fiduciaries (AIF).