Business Details
49 Years
experience
Emergency
services
Your Trusted Insurance Partner in Corpus Christi, TX
Kramer Insurance Agency has been a trusted name in the insurance industry since 1977, serving clients across Texas with unwavering dedication. As an independent brokerage, we prioritize personalized service, offering tailored insurance solutions that address the unique needs of businesses and individuals. Our team of experienced professionals works diligently to build strong relationships with clients, ensuring they receive comprehensive coverage and exceptional support. With a focus on innovation and client-centric values, we represent multiple top-rated insurance carriers to provide competitive pricing and flexible policy options.Our commitment to excellence extends beyond policy sales, as we actively guide clients through risk management and claims resolution. By combining decades of expertise with a deep understanding of local market dynamics, we empower clients to make informed decisions that protect their assets and future. Our mission remains rooted in delivering unrivaled customer service while maintaining the highest standards of integrity and professionalism.
Services
Business Insurance
Commercial Property Insurance
Builders Risk Insurance
High Net Worth Insurance
Flood Insurance
Commercial Bonds
Home Insurance
Surety Bonds
Cyber Liability Insurance
Workers Compensation
Details
- Year established: 1977
Highlights and features
- We offer 45+ years of combined insurance expertise and local market knowledge
- Our team provides personalized policy solutions tailored to unique client needs
- We maintain 24/7 client support for emergency insurance assistance
- Our independent brokerage model offers access to multiple insurance carriers
- We specialize in hard-to-place commercial risk insurance solutions
What people say
Exceptional customer service
Personalized insurance solutions
45+ years of expertise
Responsive claims support
Local market knowledge
Services
Business Insurance
Our business insurance solutions protect Texas companies from operational risks through customizable policies. We offer comprehensive protection against property damage, liability claims, and business interruption. With access to multiple carriers, we create tailored packages that address specific industry risks while maintaining cost-effectiveness. Our experienced agents work closely with clients to identify exposures and implement appropriate coverage strategies.
Commercial Property Insurance
We provide specialized commercial property insurance covering buildings, equipment, and inventory against fire, theft, and natural disasters. Policies include business income coverage to protect against revenue loss during recovery periods. Our team helps clients determine appropriate coverage limits and risk mitigation strategies tailored to their specific property exposures.
Builders Risk Insurance
Our builders risk policies protect construction projects in Texas from damage during development. Coverage includes materials, equipment, and structures under construction against perils like fire, vandalism, and weather events. We work with contractors and property owners to ensure adequate protection throughout the construction timeline with flexible policy terms.
High Net Worth Insurance
We offer customized insurance solutions for high-net-worth individuals in Texas, covering premium assets and unique liabilities. Our policies protect luxury homes, valuable collections, and specialty vehicles while addressing risks like cyber threats and personal liability. We coordinate coverage across multiple policies to ensure comprehensive protection for affluent clients.
Commercial Bonds
We provide various commercial bonds required for business operations in Texas, including contract bonds, license bonds, and fidelity bonds. Our team helps businesses understand bonding requirements and obtain necessary coverage to secure contracts and regulatory compliance. We work with surety providers to offer competitive rates and streamlined bonding processes.
People
Mickey Kramer
Managing Partner, Broker
Mickey Kramer leads the agency's commercial insurance division with over 20 years of experience in risk management. He specializes in construction and hospitality industry coverage, maintaining strong carrier relationships to secure optimal terms for clients.
Kristi Coles
Partner, Broker
Kristi Coles focuses on personal lines insurance and high-net-worth client services. With 15 years in the industry, she develops comprehensive protection plans for affluent families while emphasizing exceptional client communication and policy customization.
Questions
What types of business insurance do you offer?
We provide commercial property, builders risk, general liability, cyber liability, workers compensation, and specialized industry-specific coverage for sectors like hospitality, construction, and professional services.
How do I file an insurance claim?
Contact our Corpus Christi office directly at 361-850-1857 or use our online claims portal. Our team will guide you through documentation requirements and coordinate with insurers to expedite claim resolution.
Can you help with hard-to-place insurance risks?
Yes, our independent brokerage status allows access to specialty markets and surplus lines carriers to secure coverage for unique or complex risk profiles that standard insurers may decline.
Do you offer policy reviews?
We provide annual policy reviews to ensure coverage remains aligned with your evolving needs. Our team proactively identifies gaps and recommends adjustments to maintain optimal protection.
What areas do you serve?
While based in Corpus Christi, we serve clients throughout Texas including major metropolitan areas and coastal communities, offering both personal and commercial insurance solutions.
