Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Partner in Norfolk, VA
Nusbaum Insurance Agency has served clients since 1953 as a family-owned, third-generation independent insurance agency. We specialize in business insurance, personal insurance, and employee benefits solutions, prioritizing ethical standards, industry expertise, and client-centric service. Our team delivers tailored coverage across Virginia, North Carolina, and 25+ U.S. states, combining decades of experience with a commitment to community involvement.We focus on simplifying complex insurance needs, offering personalized risk management strategies and advocating for clients during claims resolution. Our mission remains to provide peace of mind through comprehensive protection and transparent communication.
Services
Business Insurance
General Liability
Cyber Liability
Home Insurance
Auto Insurance
Commercial Umbrella
Errors and Omissions
Flood Insurance
Employee Benefits
Workers' Compensation
Details
- Year established: 1953
Highlights and features
- 60+ years of family-owned insurance expertise
- Client-centric approach with personalized service
- Charitable community involvement and local engagement
- Extensive coverage across 25 states and multiple industries
- Award-winning team with industry recognition
What people say
Truly amazing expertise
Best of the best service
Committed to business growth
Exceptional risk assessment
Reliable claims resolution
Services
Business Insurance
Comprehensive protection for companies of all sizes against property damage, liability claims, and operational risks. Our policies address industry-specific challenges for manufacturers, restaurants, IT contractors, and more. We help businesses maintain continuity through unexpected events like fires, cyberattacks, or lawsuits while ensuring compliance with legal requirements.
General Liability
Coverage for third-party bodily injury, property damage, and personal injury claims. Essential for businesses meeting clients on-site or handling external equipment. Policies protect against financial losses from lawsuits and medical expenses while excluding professional advice-related claims covered under E&O insurance.
Cyber Liability
Protection against financial impacts of data breaches and cyberattacks. Covers system restoration costs, business interruption losses, and legal expenses. Includes first-party coverage for internal damages and third-party protection against client lawsuits related to data exposure or privacy violations.
Home Insurance
Coverage for residential property damage from fires, storms, and other perils. Includes personal liability protection, additional living expenses during repairs, and specialized options for valuable possessions. Policies address modern risks like trampoline liability and water damage from plumbing issues.
Auto Insurance
Protection against financial losses from vehicle accidents, theft, or damage. Includes liability coverage for injuries to others, collision/comprehensive protection, and uninsured motorist options. Policies offer rental reimbursement and coverage for specialty vehicles like collector cars.
People
Charlie Nusbaum
President
Third-generation leader with extensive industry experience, overseeing agency operations and strategic direction. Committed to maintaining family legacy of ethical service while expanding coverage options for commercial clients.
Cindy Amick
Executive Vice President
20+ years of insurance expertise, specializing in client relationship management and risk assessment. Recognized as 2002 IIAV Agent of the Year for exceptional service to business clients across Virginia.
Jennifer Amick
Vice President
Commercial insurance specialist with deep knowledge of industry-specific risks. 2010 IIAV Young Agent of the Year recipient, focusing on cyber liability and professional liability solutions for technology firms.
Sherry Beachum
Chief Financial Officer
Manages financial operations and policy administration, ensuring fiscal responsibility while maintaining personalized client service standards across personal and commercial insurance portfolios.
Ted Enright
Vice President
Commercial lines expert with specialization in construction and marine contractor insurance. Develops customized risk management strategies for high-exposure industries along the Atlantic coast.
Questions
How do I get an insurance quote?
Visit our website or call 757-622-4653 to connect with an agent. We'll assess your needs and provide customized coverage options within minutes.
What areas do you serve?
We operate from Norfolk, VA, covering Virginia, North Carolina coastlines, and 25+ U.S. states through our licensed network.
What insurance types do you offer?
We provide business insurance, personal insurance, and employee benefits including liability, cyber, home, auto, and specialized commercial coverage.
How do claims work?
Report claims through our 24/7 client center or contact your agent directly. Our team guides you through documentation and resolution processes.
Are you a local agency?
Yes, we're based in Norfolk, VA, with local expertise serving Tidewater area businesses and residents since 1953.
Do you offer payment plans?
We provide flexible payment options for policies - discuss specific arrangements with your assigned insurance professional.
