Where a healthy smile is just the beginning.
At Carolinas Telco Federal Credit Union, we are a trusted financial partner dedicated to serving the financial needs of our members in the Carolinas region. For over 90 years, we have been committed to providing personalized service and a comprehensive suite of financial products to our members.
Our History
Founded in 1934, Carolinas Telco Federal Credit Union has a rich history of serving the financial needs of our members. Over the years, we have evolved to meet the changing needs of our members, always prioritizing their financial well-being and providing innovative solutions to help them achieve their financial goals.
Our Services
At Carolinas Telco Federal Credit Union, we offer a wide range of financial services to meet the unique needs of our members. Whether you're an individual or business, we have a suite of products designed to help you achieve your financial goals.
Personal Banking
- Savings Accounts: Prime Share Savings, High Yield Savings, Special Share Savings, and Christmas Club Vacation Savings
- Checking Accounts: Overdraft Protection and Platinum Checking with Business Sense
- Share Certificates: Fixed-Rate Certificates of Deposit (CDs)
- Loans: Auto Loans, Home Loans, Personal Loans, and more
Business Banking
- Business Savings Accounts: High Yield Savings and Business Share Savings
- Business Checking Accounts: Platinum Checking with Business Sense
- Business Loans: Commercial Loans, Line of Credit, and more
- Business Services: Account Management, Online Banking, and more
Online Banking
- Online Banking: Access your accounts, transfer funds, and pay bills online
- Mobile Banking: Access your accounts on-the-go with our mobile app
- FICO Score: Monitor your credit score and receive alerts when changes occur
Security
At Carolinas Telco Federal Credit Union, we take the security and privacy of our members' personal and financial information very seriously. We employ robust security measures to protect our members' information and ensure that their data is safe and secure.
Join Us
At Carolinas Telco Federal Credit Union, we believe that strong financial foundations are built by working together. Whether you're an individual or business, we invite you to join our credit union and take advantage of the benefits of membership.
Get Involved
- Become a Member: Apply for membership and start enjoying the benefits of our credit union
- Borrow: Apply for a loan or line of credit to achieve your financial goals
- Save: Take advantage of our savings accounts and share certificates to grow your wealth
- Learn: Explore our blog and financial education resources to enhance your financial literacy
Exceptional Customer Service
The reviewers praise the credit union's staff for their exceptional customer service, patience, and kindness. The staff is described as friendly, professional, and efficient in resolving issues promptly. They make customers feel at ease and provide top-tier service.
Commendable Staff Members
Several staff members are commended for their outstanding service, including Evelyn, Kim, Jennifer Campbell, Ms. Erin, and Leigh Anna Helms. They are described as patient, knowledgeable, and effective in addressing customers' concerns.
Smooth Transactions and Competitive Rates
Reviewers appreciate the smooth and efficient transactions, including same-day card replacements and competitive auto loan rates. They also praise the credit union's offerings and overall experience.
Long-Term Satisfaction
Some reviewers have been members of the credit union for over 17 years and have consistently experienced good customer service. They appreciate the credit union's ability to meet their needs and provide exceptional service over the years.
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