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Your Trusted Bankruptcy Law Firm in Southern California
J Doling Law is a client-focused bankruptcy law firm dedicated to helping individuals and businesses overcome financial challenges. With over 25 years of experience and more than 7,000 cases filed, our team is led by Jenny L. Doling, a California State Bar-certified Bankruptcy Specialist with a Taxation LL.M. We specialize in Chapter 7, 12, and 13 bankruptcies, debt settlement, foreclosure defense, and bankruptcy litigation. Our reputation for excellence is built on a foundation of personalized service, deep legal expertise, and a commitment to finding tailored solutions for each client.

We serve communities across Southern California, including Riverside County, San Bernardino County, San Diego County, Los Angeles County, and Orange County. Our mission is to provide compassionate, authoritative guidance to help clients achieve financial stability and protect their assets.
Services
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Foreclosure Defense Bankruptcy Litigation Tax Debt Relief
Highlights and features
  • Certified Bankruptcy Specialist with State Bar accreditation
  • Over 25 years of experience handling 7,000+ bankruptcy cases
  • Tailored debt relief solutions for Southern California residents
  • Bilingual services available in English and Spanish
  • Free initial consultations with experienced legal professionals
Associations and certifications
  • California State Bar
What people say
Compassionate and understanding Knowledgeable Attorney Stressful situation relief Positive experience Genuine advocate
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts like credit card balances and medical bills through asset liquidation. This process typically takes four months to complete, allowing debtors to retain exempt assets under California law. Our certified specialists help clients determine eligibility and navigate the discharge process while protecting their essential assets.
Chapter 13 Bankruptcy
Chapter 13 restructures debt into manageable three-to-five-year repayment plans. Ideal for clients with regular income, this option stops foreclosure proceedings and allows debtors to retain non-exempt assets. Our team develops customized plans to address tax debts, mortgage arrears, and other financial obligations while rebuilding credit during the repayment period.
Debt Settlement
Debt settlement involves negotiating with creditors to reduce total balances owed. Our attorneys handle communications with collection agencies to stop harassment while securing favorable settlement terms for credit cards, medical bills, and unsecured loans. This alternative to bankruptcy provides debt relief without court filings when appropriate.
Foreclosure Defense
Foreclosure defense protects homeowners facing property auction through legal strategies like loan modifications and bankruptcy filings. We intervene at all stages from notice of default to trustee sale, using California-specific exemptions and federal protections to help clients retain their homes or exit gracefully with minimized financial impact.
Tax Debt Relief
Tax debt relief addresses federal and state tax liabilities through installment agreements, offers in compromise, or discharge through bankruptcy. Our Taxation LL.M.-credentialed attorney develops strategies to resolve back taxes while ensuring compliance with current obligations, providing comprehensive solutions for both individual and business taxpayers.
People
Jenny L. Doling
Attorney, Certified Specialist
Jenny L. Doling has practiced bankruptcy law in California and Nevada for over two decades. Certified by the State Bar as a Bankruptcy Specialist, she holds a Taxation LL.M. and has filed 7,000+ cases. She serves on the National Association of Consumer Bankruptcy Attorneys' Board of Directors and teaches bankruptcy law at the California Desert Trial Academy.
Questions
What are the differences between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debt through asset liquidation and takes about four months. Chapter 13 restructures debt into a three-to-five-year repayment plan while protecting non-exempt assets.
Does all my debt get eliminated in bankruptcy?
Most unsecured debts like credit cards and medical bills discharge in Chapter 7. Non-dischargeable debts include child support, most student loans, and recent tax obligations.
What is the bankruptcy filing process?
The process begins with a free consultation to assess eligibility. We prepare and file petitions, represent you at the 341 meeting, and guide you through discharge for Chapter 7 or repayment planning for Chapter 13.
Can bankruptcy stop foreclosure?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings and provides time to develop a defense strategy.
Are your services available in languages other than English?
Yes, we provide bankruptcy and debt relief services in both English and Spanish to better serve our Southern California clients.