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Maintaining Traditions Since 1935

A Legacy of Providing Quality Insurance in Cullman Since 1935

The Virgil B. Fowler Insurance Agency boasts a rich history in Cullman, Alabama, serving generations with exceptional insurance solutions. Founded in 1878, we pride ourselves on building lasting relationships with our clients and offering personalized guidance through the intricacies of insurance.

Experience and Expertise Across Industries

Our experienced team specializes in crafting customized insurance plans for individuals and businesses across various industries. We represent top-rated insurance companies and offer comprehensive coverage options for:

  • Auto Insurance: Comprehensive plans to protect your vehicles from unforeseen incidents and financial burdens.
  • Commercial Insurance: Customized solutions to safeguard businesses from operational disruptions, property damages, and financial losses.
  • Home Insurance: Protection against unforeseen events like natural disasters, theft, and damage.
  • Life Insurance: Secure financial stability for your loved ones in the event of your passing.
  • Pet Insurance: Affordable solutions to cover unexpected veterinary expenses for your furry friends.

A Commitment to Quality and Customer Service

We believe in offering exceptional customer service and prioritizing your needs. Our team of experts will work closely with you to understand your individual circumstances and identify the right insurance solutions to meet your specific requirements. We value open communication and transparency, ensuring you understand your coverage and feel confident in your insurance decisions.

Continued Tradition and Community Involvement

As the oldest insurance agency in Cullman, we take pride in upholding the values our founder, William Richard, established in 1878. We actively contribute to the community, supporting local events and organizations that enhance the lives of our neighbors.

Contact Us Today for a Personalized Quote

At Virgil B. Fowler Insurance Agency, we are dedicated to providing personalized insurance solutions that meet your unique needs and budget. Contact us today for a confidential consultation and receive a customized quote tailored to your specific requirements.

Reviews
Positive: The majority of the reviewers appreciated the agency's professionalism, responsiveness, and personalized service, with some having a positive experience.
Negative: However, one reviewer had a negative experience due to poor communication, lack of follow-up, and unreliable service.

Disappointing Experience with Virgil B. Fowler Insurance

Barry Camper, a previous customer, shares a mixed experience with Virgil B. Fowler Insurance. Initially, he had a positive experience, mentioning that the company was "easy to work with, pleasant to talk with, and provide coverage at a reasonable price." However, his recent interactions with the agency were disastrous.

Camper's frustration began when his agent retired, making it difficult for him to get the necessary certificates and services. He was never informed about who was handling his insurance, leading to delays and lack of communication. When he tried to add workman's comp, he received a quote in the mail without any explanation, follow-up, or meeting to discuss the coverage.

Camper felt ignored and unvalued as a customer, eventually deciding to take his business elsewhere. He is now having trouble obtaining Loss Runs from his past policies, with the agency refusing to respond to his requests.

Mixed Customer Service and Reliability

In contrast, another customer, Linda Bunis, had a very positive experience with Virgil B. Fowler Insurance. She described the staff as "very knowledgeable, responsive, and professional" and appreciated their friendly and helpful attitude. Bunis valued the agency's local approach, which allowed her to deal with real people rather than a call center.

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