Business Details
Your Trusted Retirement Planning Partner in Kenosha
At Retirement Advocates, we are dedicated to providing personalized retirement planning solutions tailored to individuals with $300k+ in assets. Our mission is to deliver clarity and confidence through customized financial strategies that protect your lifestyle and ensure long-term security. With over 16 years of experience, we employ our proprietary ClarityToProsper process to guide clients through discovery sessions, financial assessments, and plan implementation. Our approach emphasizes ongoing support, tax-efficient strategies, and legacy planning to address evolving needs.We prioritize client education, offering resources like our blog series on annuities, legacy planning, and market stability. Backed by client testimonials highlighting our professionalism and personalized service, we focus on building trust through transparency and integrity. Our team specializes in risk assessment, Social Security optimization, and estate planning to help clients navigate retirement complexities. We serve clients primarily aged 50+, ensuring their financial plans adapt to life changes while maintaining a focus on sustainable wealth management.
Services
Retirement Planning
Tax-Efficient Strategies
Legacy Planning
Risk Assessment
Social Security Optimization
Highlights and features
- We offer 16+ years of specialized retirement planning expertise
- Our ClarityToProsper process ensures personalized, actionable financial roadmaps
- We provide ongoing support for evolving retirement needs
- Our tax-efficient strategies maximize retirement savings longevity
- LegacyMax package ensures seamless asset transfer to beneficiaries
Associations and certifications
- RICP
- LUTCF
What people say
Personalized approach
Professional expertise
Successful outcomes
Responsive support
Clear communication
Services
Retirement Planning
Our retirement planning service creates personalized financial roadmaps for clients with $300k+ in assets. We analyze current investments, income sources, and lifestyle goals to develop sustainable withdrawal strategies. The process includes market risk assessment and Social Security optimization to ensure financial security throughout retirement.
Tax-Efficient Strategies
We implement customized tax reduction techniques including Roth conversions and strategic withdrawal plans. Our approach minimizes tax liabilities while maximizing retirement income sustainability. This service integrates with overall financial planning to optimize after-tax returns and preserve wealth for future generations.
Legacy Planning
LegacyMax package ensures smooth asset transfer through comprehensive estate planning. We coordinate legal documents, tax-efficient gifting strategies, and beneficiary designations. This service protects client wishes while minimizing estate taxes and administrative complexities for heirs.
Risk Assessment
Our risk assessment service evaluates investment portfolios against retirement timelines and market conditions. We adjust asset allocations to balance growth potential with capital preservation needs. Regular reviews ensure strategies adapt to changing economic environments and client circumstances.
Social Security Optimization
We analyze claiming strategies to maximize Social Security benefits based on individual financial situations. Our guidance considers spousal benefits, delayed retirement credits, and tax implications. This service integrates with overall income planning to enhance retirement cash flow.
People
Maria G. Fliess
Founder & President
Maria G. Fliess brings 16+ years of retirement planning expertise to Retirement Advocates. She specializes in personalized wealth management strategies, focusing on tax efficiency and legacy preservation. Her client-centered approach emphasizes clear communication and ongoing support.
Questions
How do I ensure I won't run out of money in retirement?
Our ClarityToProsper process creates personalized plans with sustainable withdrawal strategies and market risk assessments to ensure financial longevity.
What's included in your retirement planning process?
Our four-step process includes discovery sessions, financial assessments, plan implementation, and ongoing support for evolving retirement needs.
Do you work with clients outside Kenosha?
While based in Kenosha, we serve clients nationwide with $300k+ in investable assets through virtual consultations and digital tools.
How do you handle tax-efficient retirement withdrawals?
We implement strategic withdrawal plans, Roth conversions, and tax-loss harvesting techniques to minimize liabilities while maximizing retirement income.
What makes your legacy planning different?
Our LegacyMax package combines estate tax strategies, legal document coordination, and generational wealth transfer planning for comprehensive asset protection.
How often should retirement plans be reviewed?
We recommend annual reviews or whenever significant life changes occur to ensure plans remain aligned with evolving financial circumstances.
