Business Details
50+ Years
experience
Emergency
services
Your Trusted Community Credit Union in Nashville
US Community Credit Union has been dedicated to developing a better banking experience since 1949. We prioritize local community engagement, empowering members through personalized financial services, and fostering financial security. Our history reflects a commitment to innovation, from introducing the first credit union-owned building in Tennessee to expanding our service footprint across 14 counties. We offer a comprehensive range of products including checking and savings accounts, loans, credit cards, and wealth management solutions. Our team combines decades of industry expertise with a member-first philosophy, ensuring tailored advice and competitive rates.As a not-for-profit cooperative, we return earnings to members through lower loan rates, higher savings dividends, and reduced fees. Our volunteer-driven board ensures alignment with community needs, while our mobile branch and digital tools provide modern convenience. We maintain rigorous security protocols and financial education resources to protect members and promote long-term stability. This combination of tradition, innovation, and community focus establishes us as a trusted financial partner in Middle Tennessee.
Services
Checking Accounts
Savings Programs
Mortgage Loans
Online Banking
Mobile Deposit
Credit Cards
Wealth Management
Zelle Transfers
Student Accounts
Business Banking
Details
- Year established: 1949
Highlights and features
- We've served Middle Tennessee communities since 1949 with local expertise
- Our not-for-profit structure returns benefits directly to members
- We offer 24/7 telephone banking and mobile deposit capabilities
- Our financial education resources help members build long-term stability
- We provide personalized loan solutions with competitive APR rates
Services
Checking Accounts
We offer multiple checking options including Six Star Checking, Its on US Checking, and Scholars Checking with features like instant debit cards, courtesy pay, and mobile banking access. Our accounts provide flexibility for everyday transactions while maintaining competitive benefits. Members enjoy convenient access through 4 local branches, 5,500 shared branches, and 30,000 ATMs nationwide.
Auto Loans
Our auto loan program features rates as low as 5.59% APR with flexible terms for new and used vehicle purchases. We offer specialized financing options including recreational vehicle loans and student auto loan programs. Our lending experts help members secure favorable terms based on individual credit profiles and financial goals.
Mobile Banking
Our mobile app enables secure account management 24/7 with features like mobile deposit, Zelle transfers, bill payment, and real-time alerts. Users can access e-statements, monitor transactions, and manage credit cards through an intuitive interface. Biometric authentication ensures security while maintaining ease of use for daily banking needs.
Wealth Management
We provide comprehensive wealth management services including financial planning, asset management, and insurance solutions. Our advisors help members create personalized strategies for retirement, education savings, and estate planning. The program combines local expertise with access to national investment resources through trusted partners.
Student Accounts
Our youth banking program includes specialized checking and savings accounts for students with financial literacy components. We operate student-run branches at local high schools and offer educational resources to develop money management skills. These accounts help young members build financial independence with parental guidance and support.
Questions
What types of checking accounts do you offer?
We offer Six Star Checking, Its on US Checking, and Scholars Checking with features like mobile banking, instant debit cards, and courtesy pay options.
Can I access my accounts outside business hours?
Yes, our 24-hour telephone teller and online banking platform provide 24/7 access to account information and transaction capabilities.
Do you offer student banking services?
Yes, we have student checking and savings accounts with financial education resources, plus student-run branches at local high schools.
How can I report a lost debit card?
Call our card services team at 1-888-266-0461 immediately to report lost or stolen debit cards and request replacements.
What loan payment assistance options exist?
We offer Skip-A-Pay for temporary payment deferrals and special assistance programs during emergencies like government shutdowns.
Videos
