Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1961
Ware Insurance has been a trusted name in risk management since its founding on March 1, 1961, by George H. Ware Insurance. Under the continued leadership of Edwin C. Kellam, Jr., we uphold values of integrity, professionalism, and personalized service. Our team delivers customized insurance solutions across industries including construction, marine, professional services, and healthcare, with a focus on minimizing client risk through innovative strategies and comprehensive coverage.Backed by partnerships with top-rated carriers, we provide business insurance, bonding, life & health products, and personal insurance solutions. Our paperless operations ensure efficient service, while our risk management expertise extends to global markets. With decades of combined experience, our specialists prioritize client needs through educational programs, ongoing support, and tailored loss prevention strategies.
Services
Business Insurance
Claims Management
Bonding Services
Life & Health Insurance
Personal Insurance
Details
- Year established: 1961
Highlights and features
- 40+ years of leadership experience in commercial insurance
- Customized risk management programs for specific industry needs
- Specialized expertise in construction, marine, and professional services
- 24/7 concierge-level claims service with dedicated advocates
- Partnerships with top-rated, financially stable insurance carriers
Services
Business Insurance
Our business insurance solutions protect companies across industries through customized risk management strategies. We offer general liability, property coverage, workers compensation, and specialized policies for construction, marine, and professional services sectors. Our team works closely with clients to develop programs that address specific vulnerabilities while optimizing cost efficiency and coverage value.
Bonding Services
Ware Insurance provides comprehensive bonding solutions including contract, commercial, court, and fidelity bonds. Our experts help clients meet regulatory requirements and secure project opportunities through bid bonds, performance bonds, and payment bonds. We maintain strong relationships with surety providers to deliver competitive terms for construction projects and business operations.
Claims Management
Our dedicated claims advocates guide clients through the insurance claims process with personalized support. We assist with documentation, carrier communication, and resolution strategies to ensure fair and timely settlements. Services include 24/7 support for property, auto, and commercial claims through our online portal and direct specialist access.
Life & Health Insurance
We offer group and individual life insurance policies along with health coverage solutions for businesses and families. Our specialists design employee benefit packages that attract talent while providing personal protection against financial loss from death, disability, or medical emergencies through customized insurance products.
Personal Insurance
Ware Insurance's personal insurance services include home, auto, umbrella, and flood policies with concierge-level claims support. We provide risk assessments for fine homes, art collections, and personal assets while offering specialized coverage options for boats, recreational vehicles, and valuable items through top-tier insurance carriers.
People
Edwin C. Kellam, Jr.
Chairman of the Board / Risk Management Advisor
With over 40 years in insurance, Edwin Kellam leads Ware Insurance's risk management strategies. A William & Mary graduate and former Marine Corps officer, he focuses on international business risk solutions while maintaining the agency's founding values of integrity and personalized service.
Sidney S. Kellam, II
President / Life & Group Benefits Specialist
Sidney Kellam directs operations and benefits programs with expertise in group insurance solutions. A Hampden-Sydney graduate, he completed advanced insurance training programs and serves on multiple community boards while maintaining Ware Insurance's commitment to client-focused service.
Michael P. Kellam
CEO / Business Insurance Specialist
Michael Kellam leads corporate governance with 16+ years in commercial insurance. A University of Tennessee graduate, he specializes in complex risk analysis for construction and manufacturing sectors, holding multiple industry designations and OSHA instructor certifications.
Danielle Liddy
Senior Commercial Lines Account Manager
With 20+ years in insurance, Danielle Liddy manages large commercial accounts. Holding CPIA, CLCS, and CRIS designations, she focuses on construction and industrial risks while supporting youth sports activities with her family.
Tara Frederick
Claims Advocate
Tara Frederick specializes in claims management with expertise in workers compensation and legal principles. Holding multiple insurance designations, she provides client support from Chesapeake while enjoying RV adventures and motorcycle rides with her husband.
Questions
What industries does Ware Insurance Insurance specialize in?
We specialize in construction, marine, professional services, healthcare, manufacturing, and hospitality industries with customized risk management solutions.
Do you offer international insurance coverage?
Yes, our services extend beyond the US to the Virgin Islands and global markets through our carrier partnerships.
How does Ware Insurance handle commercial claims?
Our dedicated claims advocates provide 24/7 support through our online portal and direct specialist access for property, auto, and commercial claims resolution.
What bonding services are available?
We offer contract bonds, commercial bonds, court bonds, and fidelity bonds including bid, performance, and payment bonds for construction projects.
Do you provide personal insurance products?
Yes, we offer home, auto, umbrella, flood, and specialty insurance for personal assets including boats and valuable collections.
How can I access policy documents?
Our clients can access policies, ID cards, and claims reports 24/7 through our secure online Ware Insurance Connect portal.
