Business Details
Philadelphia Foreclosure Defense and Legal Services
At the Law Office Of Michael P. Forbes, PC, we have dedicated our practice to protecting homeowners, consumers, and injury victims throughout Southeastern Pennsylvania. With over 35 years of legal experience, our firm specializes in foreclosure defense, credit report error resolution, personal injury claims, and student loan debt defense. Our approach combines aggressive legal advocacy with compassionate counsel, ensuring clients receive personalized attention during their most challenging times. We prioritize early intervention to maximize options for saving homes, repairing credit, and securing fair compensation.Our team understands the emotional and financial stakes involved in these cases, and we work tirelessly to uphold clients' rights while navigating complex legal frameworks. Our practice is built on a foundation of transparency, client education, and proactive problem-solving, with a track record of successfully challenging financial institutions and insurance companies on behalf of everyday individuals.
Services
Foreclosure Defense
Credit Report Errors
Personal Injury
Student Loan Debt
Debt Collection Harassment
Highlights and features
- 35+ years of specialized legal experience in consumer protection and foreclosure defense
- Personalized, compassionate approach to client representation
- Proven track record challenging financial institutions and credit agencies
- Comprehensive legal solutions for home preservation and credit rehabilitation
- Aggressive advocacy in personal injury and debt collection harassment cases
Associations and certifications
- Pennsylvania Bar Association
- American Bar Association
- National Association of Consumer Advocates
- National Consumer Law Center
- Top Lawyer - Main Line Today Magazine
What people say
Got Me Out of a Financial Mess
Compassionate counsel
Fought for Me Like No Other
Best Legal Point Man
Professional and Fair Pricing
Services
Foreclosure Defense
Our Philadelphia foreclosure defense attorneys specialize in protecting homeowners facing mortgage foreclosure through strategic legal interventions. With over 35 years of experience, we challenge improper documentation, negotiate loan modifications, and utilize Pennsylvania's judicial foreclosure requirements to create opportunities for clients to save their homes. Our team understands the emotional and financial impact of foreclosure and works tirelessly to develop customized defense strategies that align with each client's unique circumstances while ensuring compliance with all state and federal regulations.
Credit Report Errors
We represent clients in disputing inaccurate credit report information under the Fair Credit Reporting Act. Our attorneys challenge erroneous entries that negatively impact credit scores, working directly with major credit bureaus to ensure corrections. With extensive experience in consumer law, we help clients recover from reporting errors that affect mortgage approvals, employment opportunities, and insurance rates, while holding credit agencies accountable for maintaining accurate financial records.
Personal Injury
Our personal injury practice focuses on securing fair compensation for clients injured in car accidents, slip-and-falls, and other negligence cases. We handle all aspects of injury claims including medical expense recovery, lost wage compensation, and pain and suffering damages. With deep knowledge of Pennsylvania's comparative negligence laws, we negotiate with insurance companies and litigate when necessary to ensure clients receive full and fair compensation for their injuries and related financial losses.
Student Loan Defense
We provide legal defense against student loan default, wage garnishment, and collection actions for both federal and private loans. Our services include negotiating repayment plans, challenging improper collection practices, and exploring loan forgiveness options. With over 25 years of consumer debt experience, we help clients navigate complex student loan issues while protecting their rights under federal and state consumer protection laws.
Debt Collection Harassment
Our firm enforces the Fair Debt Collection Practices Act to protect clients from abusive collection tactics. We handle cases involving illegal threats, workplace calls, and false statements by collection agencies. Through strategic litigation, we not only stop harassment but often secure financial compensation for clients while ensuring debt collectors comply with federal regulations governing ethical collection practices.
People
Michael P. Forbes
Attorney & Founder
With over 35 years of legal experience, Attorney Forbes specializes in foreclosure defense, consumer law, and personal injury representation. A graduate of the University of Pennsylvania and Widener University School of Law, he has received recognition as a Top Lawyer by Main Line Today Magazine and actively contributes to legal education initiatives.
Nancy Forbes
Practice Director
As Practice Director, Nancy Forbes manages client relations and office operations. She ensures all clients receive personalized attention and coordinates the firm's client-centered approach to legal services, creating a supportive environment for individuals facing financial and legal challenges.
Questions
What immediate steps should homeowners take when facing foreclosure?
Contact our office immediately to discuss options. Early action allows us to challenge documentation defects, negotiate loan modifications, and utilize Pennsylvania's 30-day cure period to develop effective defense strategies.
How can inaccurate credit report information be legally challenged?
We use the Fair Credit Reporting Act to dispute errors through formal processes requiring credit agencies to verify information. If inaccuracies persist, we pursue legal action to enforce your rights and obtain corrections.
What compensation can accident victims pursue in Philadelphia?
Victims can seek medical expense coverage, lost wage compensation, property damage reimbursement, and pain and suffering damages. Our firm negotiates with insurance companies to ensure fair settlements reflecting your complete damages.
How does the firm handle student loan wage garnishment cases?
We challenge improper garnishments through legal hearings, negotiate repayment plans, and explore loan rehabilitation options while protecting your income and financial stability during the process.
What makes this firm different from other legal service providers?
Our combination of 35+ years of specialized experience, personalized client attention, and proven track record in complex consumer law cases creates a unique approach that prioritizes practical solutions and long-term client well-being.
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