Business Details
28 Years
experience
Emergency
services
Your Trusted Insurance Partner in Sacramento
Founded in 1998, Baja Insurance Services has built a reputation as a trusted insurance broker dedicated to providing affordable, tailored solutions for individuals and businesses. Our expertise spans auto, home, life, health, and specialty insurance products, serving Sacramento and surrounding communities. With a focus on customer-centric service and industry knowledge, we prioritize understanding client needs to deliver value-driven coverage options.Our team's commitment to accessibility, competitive pricing, and community engagement has established us as a local leader in insurance services. We maintain transparency in all operations, ensuring clients receive personalized guidance through every stage of their insurance journey.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Health Insurance
Mexico Insurance
Motorcycle Insurance
Recreational Vehicle Insurance
Workers Compensation
General Liability
Details
- Year established: 1998
Highlights and features
- We leverage 25+ years of local insurance expertise to find tailored solutions
- Our agents specialize in high-risk driver insurance and SR-22 filings
- We provide personalized coverage comparisons across multiple carriers
- Our team includes bilingual specialists for Spanish-speaking clients
- We maintain community partnerships to offer exclusive insurance programs
What people say
Low pricing
Great customer service
Family owned business
Save money
Hassle free service
Services
Auto Insurance
We provide comprehensive auto insurance solutions for standard and high-risk drivers. Our policies cover liability, collision, and comprehensive protection with options for SR-22 filings and international drivers. Specializing in salvaged vehicles and drivers with prior violations, we work with multiple carriers to find affordable rates while ensuring adequate protection for California motorists.
Homeowners Insurance
Our homeowners insurance offers protection against property damage, liability claims, and living expense coverage. We provide tailored solutions for standard homes, condominiums, and manufactured housing. Policies include dwelling protection, personal property coverage, and liability insurance. Our agents help clients understand deductible options and available discounts for security systems and multi-policy bundling.
Business Insurance
We offer customized business insurance packages including general liability, workers compensation, and commercial property protection. Our solutions address risks for small businesses, contractors, and professional services. Policies can be tailored to include business interruption coverage and specialized liability protection. We serve Sacramento area businesses with brokers who understand local commercial needs.
Life Insurance
We provide term and whole life insurance options to secure financial futures. Our agents explain policy features including death benefits, cash value accumulation, and convertible term options. We help clients determine appropriate coverage amounts based on family needs and financial obligations. Our services include policy comparisons across multiple carriers for competitive rates.
Health Insurance
We assist individuals and families with health insurance options including individual plans, family coverage, and supplemental policies. Our agents explain plan types, network providers, and coverage limitations. We provide guidance on HSA-eligible plans, prescription coverage, and dental/vision add-ons. Our service includes assistance with enrollment and claims processes for California residents.
People
Salvador Ordonez, Sr.
CEO/President
With over 25 years in insurance, Salvador leads Baja's strategic direction. He established the company in 1998 to provide accessible coverage options for California drivers. His leadership focuses on community partnerships and ethical business practices.
Evelia Castaneda
Branch Manager/Auditor
Evelia manages daily operations while maintaining hands-on client service. With 15+ years at Baja, she specializes in commercial insurance and policy audits. Her expertise ensures clients receive compliant, cost-effective coverage solutions.
Alma Segura
Customer Service Representative
Alma provides direct client support with a focus on personal insurance policies. She has served Baja customers for over a decade, maintaining a 98% satisfaction rate in service quality surveys.
Questions
What insurance products do you specialize in?
We specialize in auto, home, life, health, business, and Mexico insurance. We also offer roadside assistance, workers compensation, and specialty policies for drivers with violations.
Do you work with high-risk drivers?
Yes, we specialize in coverage for drivers with suspended licenses, DUIs, and accident histories. Our agents have established relationships with carriers that accommodate these situations.
What areas do you serve?
We primarily serve Sacramento, Yuba City, and surrounding California regions. We offer coverage options for residents throughout the state.
How do you help clients save money?
We compare rates across multiple carriers, offer multi-policy discounts, and identify applicable savings opportunities. Our agents specialize in finding affordable options for unique insurance situations.
Can I get insurance if my car is salvaged?
Yes, we provide coverage options for salvaged vehicles through specialized carriers. Our agents have experience navigating the unique requirements for these policies.
