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Your Trusted Partner for Personalized Insurance Solutions
Tsuneishi Insurance Agency has served California and beyond for over four decades, establishing itself as a leading independent, multicultural insurance firm. Founded on principles of personalized service and community trust, we specialize in tailoring insurance solutions for families, executives, and businesses across personal, business, and employee benefits sectors. Our team of over 25 multilingual professionals leverages partnerships with top national and regional insurers to deliver competitive rates and comprehensive coverage.

With a focus on conservative underwriting practices, we maintain affordability while upholding high service standards. Our clients benefit from localized expertise in Southern California, including Los Angeles, the San Gabriel Valley, and Orange County, supported by a commitment to simplifying insurance decisions through informed guidance and ethical practices.
Services
Auto Insurance Home Insurance Business Owners Insurance Restaurant Insurance General Liability Insurance Workers Compensation Insurance Commercial Auto Insurance Errors and Omissions Insurance Cyber Liability Insurance Flood Coverage
Highlights and features
  • We offer over 40 years of experience in customized insurance solutions.
  • Our multilingual team provides culturally attuned service across six languages.
  • We partner with top national and regional insurance carriers for competitive options.
  • Our conservative underwriting practices maintain affordability without compromising coverage quality.
  • We specialize in serving diverse communities across Southern California's key regions.
What people say
Excellent service Prompt responses Helped save money Professional and skilled Kind customer service
Services
Auto Insurance
Auto insurance protects personal and business vehicles against financial loss from accidents, theft, or natural disasters. Our policies cover liability, medical expenses, and physical damage while offering optional add-ons like rental reimbursement. With tailored options for individual drivers and commercial fleets, we ensure compliance with state laws while safeguarding assets through competitive premiums and comprehensive claims support.
Home Insurance
Home insurance safeguards residential properties against damage from fires, storms, and other covered perils while providing liability coverage for accidents on the property. Policies include replacement cost coverage for structures and contents, additional living expenses during repairs, and optional endorsements for high-value items or flood protection. We help homeowners balance affordability with robust protection for their primary asset.
Business Owners Insurance
Business owners policies combine property and liability coverage into a single package for small to mid-sized businesses. This includes protection against property damage, business interruption losses, and third-party liability claims. We customize BOPs to address industry-specific risks while offering cost savings compared to separate policies, ensuring comprehensive protection for commercial assets and operations.
Restaurant Insurance
Restaurant insurance addresses unique risks like food contamination, liquor liability, and equipment breakdowns while covering property damage and business income loss. Policies include spoilage coverage, cyber liability for payment systems, and employee theft protection. Our specialists design programs that protect dining establishments' physical assets, legal liabilities, and revenue continuity in California's competitive hospitality market.
General Liability Insurance
General liability insurance protects businesses from financial losses due to third-party claims of bodily injury, property damage, or advertising injuries. Coverage includes legal defense costs and settlements for incidents occurring on business premises or related to operations. We help companies across industries meet contractual requirements while mitigating risks from customer interactions and daily activities.
People
Mark Tsuneishi
President
With decades of leadership experience, Mark Tsuneishi guides the agency's strategic direction while maintaining hands-on client relationships. He specializes in commercial risk management and executive-level insurance solutions, leveraging industry networks to secure optimal coverage for business clients across California's diverse markets.
Julie Tsuneishi Loo
Vice President, Commercial Lines Manager
Julie Tsuneishi Loo oversees commercial insurance operations with expertise in business liability and property coverage. She develops customized risk management strategies for mid-sized enterprises, focusing on construction, retail, and professional services sectors while maintaining strong carrier partnerships to benefit client portfolios.
Linda Tsuneishi
Personal Lines Manager
Linda Tsuneishi specializes in personal insurance solutions, helping families protect homes, vehicles, and assets through tailored auto and homeowners policies. She emphasizes clear communication and policy optimization to ensure clients understand coverage details while maximizing value across Torrance and surrounding communities.
Greg Higa
Employee Benefits Specialist
Greg Higa designs comprehensive employee benefits packages for businesses of all sizes, focusing on health insurance, retirement plans, and workplace wellness programs. He works closely with HR departments to create competitive benefit structures that attract talent while maintaining cost-effectiveness for employers across Southern California.
Jean Sasaki
Commercial Lines Specialist
Jean Sasaki provides expert commercial insurance guidance with a focus on property-casualty coverage for small businesses. She assists clients in retail, hospitality, and service industries with risk assessment and policy customization, emphasizing proactive loss prevention strategies and responsive claims advocacy.
Questions
What types of personal insurance do you offer?
We provide auto, home, secondary home, condo, and motorcycle insurance policies tailored to individual needs across California.
Do you specialize in commercial insurance for specific industries?
Yes, we offer customized coverage for restaurants, retail businesses, office buildings, and medical offices with industry-specific risk management solutions.
Can you help with business liability protection?
Our business owners policies include general liability, errors and omissions, and cyber liability coverage to protect against common commercial risks.
Are you available for in-person consultations?
Visit our Torrance, CA office for face-to-face meetings with our multilingual team during regular business hours Monday through Friday.
How do you help clients save on insurance costs?
We analyze existing policies to identify coverage gaps and qualifying discounts while leveraging our carrier relationships to negotiate competitive premium rates.
What sets your agency apart from direct insurers?
As an independent agency, we offer choices from multiple carriers combined with personalized service and localized expertise in Southern California markets.