Your Partner in Real Estate Investing
Welcome to ZINC Financial, Inc., the leading source for investor rehab money in the United States. We are a balance sheet lender with our own funds, an in-house team for processing, servicing, and underwriting, and a strong commitment to providing reliable funding for our borrowers. We offer a variety of loan programs for real estate investments, including Fix and Flip, Bridge, DSCR Rental, and Ground Up loans.
Our Loan Programs
1. Fix and Flip: This loan program provides up to 90% of the purchase price and up to 100% of the rehab costs for single-family and multi-family properties. Our Fix and Flip loans are suitable for business purposes only, with interest-only payments and a loan amount ranging from $100,000 to $2 million.
2. Bridge: Our Bridge loan program offers up to 90% of the purchase price and up to 100% of the rehab costs for single-family and multi-family properties. Similar to our Fix and Flip loans, Bridge loans are for business purposes only and come with interest-only payments, ranging from $100,000 to $2 million.
3. DSCR Rental: DSCR Rental loans provide up to 75% of the value for purchase or refinance of single-family and multi-family properties. With a loan amount ranging from $100,000 to $3 million, our DSCR Rental loans offer a cash-out option and are for business purposes only.
4. Ground Up: This loan program is for ground-up construction of single-family and multi-family properties. We offer up to 80% of the loan-to-cost and up to 70% of the stabilized value. Our Ground Up loans have a loan amount ranging from $100,000 to $1.5 million and a term of 12 to 18 months, with interest-only payments.
Our Commitment to Speed, Ease, and Reliability
At ZINC Financial, Inc., we understand the importance of timely funding for your real estate investments. That's why our loan approval process is designed to quickly underwrite and fund your loan. We handle the entire process in-house, from origination to underwriting to funding to servicing, ensuring a smooth and efficient experience.
Additionally, our balance sheet lender status and in-house processing, servicing, and underwriting teams guarantee reliable funding for our borrowers. We are committed to providing prompt, professional, and dependable service to help you achieve your real estate investment goals.
Our Nationwide Presence
ZINC Financial, Inc. lends nationwide. To view loan program availability based on the state, simply hover over the desired state. We offer our wide range of loan programs across 40+ states, ensuring that we can assist real estate investors across the country.
Exemplary Service and Communication
The reviews highlight the exceptional service and communication provided by the team at Zinc Financial. Several authors praise the lenders, specifically mentioning their attention to detail, excellent communication skills, and prompt responses to their queries. The team's professionalism, organization, and willingness to go above and beyond to facilitate the loan process are consistently commended.
Exceptional Customer Service
Authors consistently express their satisfaction with the lenders' ability to address their questions and concerns in a timely and helpful manner. The reviewers appreciate the lenders' patience, friendliness, and professionalism, citing them as the best people to work with in the industry.
Consistent High-Quality Service
The reviews demonstrate that Zinc Financial consistently provides high-quality service across multiple transactions. The authors praise the lenders for their exceptional skills, expertise, and dedication to ensuring a smooth loan process.
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