Empowering Financial Freedom
Welcome to CODE Credit Union, your trusted financial partner in the Miami Valley and beyond! Founded over 80 years ago, we've been empowering our members to achieve their financial goals through personalized solutions and exceptional customer service.
Our Mission
At CODE Credit Union, our mission is to provide our members with a variety of innovative financial products and services that meet their unique needs. We strive to:
- Encourage and empower members to achieve financial success
- Deliver personalized financial guidance and support
- Offer competitive rates and fees
- Provide exceptional customer service through personalized interactions and innovative technology
Our Services
We offer a comprehensive range of services to meet your personal and business financial needs, including:
Personal Banking
- Personal Checking Accounts
- Smart Saver Checking - Maximize your savings while making everyday purchases
- Cash Back Checking - Earn rewards on your everyday spending
- Premier Checking - Enjoy personalized banking services and competitive interest rates
Savings and Investments
- Money Market Account - Securely earn interest on your savings
- Share Savings - Flexible savings option with convenient access
- Secondary Savings Club Accounts - Round up your daily transactions for automated savings
- Certificate of Deposits - Lock in competitive interest rates for added safety and security
Loan Solutions
- Auto/Boat/RV Loans - Enjoy low rates and convenient repayment options
- Home Equity Loans - Access extra funds for home improvements or other expenses
- Personal Loans - Get the funding you need for unexpected expenses or financial goals
Business Services
- Business Checking Accounts
- Savings Accounts
- Specialized financial solutions for business operations and employee benefits
Investing for Your Future
- IRA Certificates
- Investment Services
Commitment to Community
We are committed to serving our community and making a difference in the lives of our members and the broader community. We actively support various local organizations and initiatives.
Join CODE Credit Union Today!
If you live, work, worship or attend school in the counties of Montgomery, Darke, Preble, Warren, Miami, Clark, or Greene, you are eligible for membership in CODE Credit Union. Join today and start enjoying the benefits of membership, including competitive rates, personalized service, and access to a wide range of financial products and services.
Overall Experience
The reviewers have mixed opinions about their experiences with Code Credit Union. Some have had positive encounters, while others have faced issues with loan officers, debit card renewals, and customer service.
Positive Experiences
Helpful Staff: Some reviewers praised the helpfulness of specific staff members, such as Logan, Brianna, and the branch manager, who provided excellent service and made their experiences pleasant.
Efficient Process: Reviewers appreciated the seamless process of applying for auto loans and opening new accounts, thanks to the efficient service provided by the staff.
Friendly Environment: The credit union's friendly atmosphere and welcoming staff contributed to a positive experience for some reviewers.
Negative Experiences
Loan Officers' Lack of Knowledge: One reviewer expressed disappointment with loan officers who were unfamiliar with the SBA loan process, despite the credit union's website stating that they offer such loans.
Debit Card Renewal Issues: Another reviewer had a frustrating experience with the debit card renewal process, citing inconsistent information from staff and a lack of alternative solutions.
Poor Customer Service: Some reviewers complained about poor communication, unhelpful staff, and a lack of follow-up, leading to negative experiences.
Inconvenient Hours and Policies: Reviewers criticized the credit union's limited hours, lack of weekend hours, and stringent policies, which caused inconvenience and frustration.

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