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Our Vision

Ashwell & Florence is a team of experienced mortgage advisors dedicated to helping you achieve your homeownership dreams. We believe in building lasting relationships with our clients through transparency, personalized guidance, and a genuine understanding of your unique financial needs.

Our Approach

Unlike many lenders who prioritize volume, we take a personalized approach to every client. We take the time to listen to your aspirations, assess your financial situation, and guide you through every step of the process with clarity and support. Our mission is to empower you to make confident financial decisions with ease.

Our Story

Margaret and Sue, founders of Ashwell & Florence, have been partners since 2000, originating loans for clients across California. Their extensive experience and deep understanding of the local market allows them to offer tailored solutions that meet your specific needs. In 2015, they made the move to sunny San Diego, enriching their lives while strengthening their commitment to serving clients throughout the state.

What We Offer

We offer a comprehensive range of mortgage solutions to meet every individual need, including:

  • Purchase Loans: Secure your dream home with competitive rates and flexible terms.
  • Refinance Loans: Reduce your mortgage burden, save money, and unlock the equity in your home.
  • Reverse Mortgages: Access valuable funds from your home equity without placing your home at risk.
  • Renovation Loans: Finance your dream home improvements with affordable terms.

Our Commitment

At Ashwell & Florence, we are committed to:

  • Transparency: Clear and honest communication throughout the entire process.
  • Integrity: Adherence to the highest ethical standards.
  • Fairness: Offering competitive rates and transparent fees.
  • Sense of Humor: Making the process enjoyable and stress-free.

Ready to take the next step?

Get pre-qualified today and discover your potential for homeownership. We provide a no-obligation analysis of your financial situation and guide you through the pre-approval process. Contact us and let's work together to achieve your homeownership dreams!

Reviews
Negative: The partners have declined in quality, and clients have reported dissatisfaction with their services.

Overview

The reviews are mostly negative, with a single-star rating from an author who feels that the partners' quality of work has declined.

Changes in Performance

The author mentions that the partners used to be good at their trade, implying that they have declined in recent years. The client has experienced issues with the partners' services, with clients reporting that they "dropped the ball".

Disappointment

The author expresses disappointment with the current state of the partners, stating that they are no longer up to their former standards.

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