At Bay Equity Home Loans, we pride ourselves on being a full-service mortgage lender that prioritizes personal relationships and extraordinary customer service. Since our founding in 2007, we have grown to become one of the largest mortgage lenders in the country, with hundreds of local teams across the United States. Our mission is to provide our customers with the most exceptional mortgage experience possible, from pre-approval to closing and beyond.
Our Services
As a leading mortgage lender, we offer a wide range of mortgage products and services to meet the unique needs of our customers. From first-time homebuyers to seasoned homeowners, we have the tools and expertise to help you achieve your homeownership goals. Our services include:
- Home Purchase Loans: We offer a variety of mortgage products to fit your budget and lifestyle, including fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, and USDA loans.
- Refinance Loans: Whether you're looking to lower your monthly payments or tap into your home's equity, we have refinancing options to help you achieve your goals.
- First-Time Homebuyer Programs: We offer specialized mortgage products and counseling to help first-time homebuyers achieve their dreams of homeownership.
- Specialty Loans: We also offer specialty loans for unique situations, such as reverse mortgages and home equity loans.
Loan Calculators and Resources
We understand that navigating the mortgage process can be overwhelming. That's why we've created a range of loan calculators and resources to help you plan your mortgage journey. From mortgage calculators to refinance calculators, we're here to support you every step of the way.
Customer Testimonials
Don't just take our word for it! Our satisfied customers rave about their experiences with Bay Equity Home Loans. From ease of communication to exceptional service, we're proud to receive glowing reviews from our customers.
Get in Touch
We're committed to communication and helping our customers in any way we can. Check out our FAQ page for answers to the most commonly asked questions. If you can't find what you're looking for, feel free to reach us through our contact form.
Servicing
At Bay Equity Home Loans, we're dedicated to providing top-notch customer service. If you have questions about your mortgage or need assistance making a payment, please don't hesitate to reach out to our servicing team.
Get Started
Ready to take the first step towards homeownership or refinancing? Contact us today to learn more about our mortgage products and services. We're here to get you home!
Loan Officer Performance
The performance of loan officers was a major theme in these reviews. On the positive side, Coleen TeBockhorst, Brenda Sargent, and Shannon were praised for their exceptional service, communication, and dedication to their clients. They were described as "incredible, " "outstanding, " and "amazing" for their hard work and ability to guide clients through the mortgage process.
On the negative side, Ali Ghaziani was heavily criticized for his unprofessionalism, arrogance, and shady dealings. One reviewer even questioned his trustworthiness and wondered if something bad would come to light.
Communication and Information
Communication and information were also key aspects of these reviews. Some reviewers praised loan officers for their excellent communication, explaining every step of the process and keeping them updated. However, others experienced a lack of communication and information, leading to unpleasant surprises, such as undisclosed taxes and unexpected closing costs.
Company Performance
The performance of Bay Equity, the company, was also mentioned in these reviews. While some reviewers had an excellent experience with the company, others had issues with the company's estimates and communication.

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