Business Details
19 Years
experience
Your Trusted Mortgage Partner in Corte Madera, CA
Founded in 2007 by three brothers, Bay Equity Home Loans has built a reputation as a trusted mortgage lending partner committed to personalized service. Our family-oriented culture drives our dedication to helping families achieve homeownership through tailored loan solutions. Licensed in 48 states and Washington D.C., we combine decades of industry experience with a deep understanding of the emotional and financial significance behind every home loan. Our team of seasoned professionals maintains rigorous expertise in mortgage products, including fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. We demonstrate authoritativeness through our nationwide presence and track record of guiding thousands of families through successful home purchases.Transparency remains central to our operations, with clear communication about loan terms, licensing disclosures, and consumer protections. Our commitment to ethical lending practices and customer-centric service has sustained steady growth since our founding. By maintaining strong relationships with borrowers and industry partners, we ensure reliable access to mortgage solutions that meet diverse financial needs. Our leadership team brings cumulative decades of mortgage banking experience, including specialized knowledge in secondary marketing, credit underwriting, and technology innovation. This comprehensive expertise positions us to deliver trustworthy guidance throughout the home financing journey.
Services
Fixed-Rate Mortgage
Adjustable-Rate Mortgage
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinance
Reverse Mortgage
Down Payment Assistance
Second-Home Loans
Details
- Year established: 2007
Highlights and features
- We offer 20+ years of executive mortgage industry experience
- Our family-oriented culture prioritizes personalized borrower relationships
- Licensed in 48 states and Washington D.C. for broad accessibility
- We maintain transparent loan processes with clear disclosures
- Our team includes nationally recognized mortgage executives
Associations and certifications
- NMLS ID# 76988
Services
Fixed-Rate Mortgage
Fixed-rate mortgages provide consistent monthly payments throughout the loan term. This predictable solution suits borrowers seeking long-term financial stability. Our experienced loan officers help determine optimal loan terms based on individual financial circumstances.
VA Loans
VA loans offer favorable terms for eligible military personnel and veterans. These specialized programs require no down payment and feature competitive interest rates. Our team provides expert guidance through the VA loan application process.
Refinance
Refinancing allows homeowners to adjust mortgage terms for better rates or financial flexibility. We evaluate current loan conditions to determine if refinancing would benefit your specific situation. Our specialists help navigate rate adjustments and term modifications.
Reverse Mortgage
Reverse mortgages convert home equity into accessible funds for seniors aged 62+. This financial tool provides payment options including lump sums, monthly payments, or credit lines. Our counselors explain eligibility requirements and repayment implications.
USDA Loans
USDA loans provide low-interest financing for qualifying rural and suburban homebuyers. These government-backed programs require no down payment and offer lenient credit requirements. Our specialists help determine eligibility based on property location and income criteria.
People
Brett McGovern
Chief Executive Officer
With over 20 years in real estate sales and lending, Brett leads strategic direction while maintaining our family-oriented culture and commitment to exceptional borrower service.
Casey McGovern
President & Chief Production Officer
With 20 years in mortgage sales, Casey oversees 100+ retail branches nationwide. Recognized as one of Mortgage Executive magazine's 100 Most Influential Executives in 2019.
Paul Chevez
Chief Financial Officer
Paul brings 20+ years of mortgage finance experience, managing all financial functions and strategic development since joining Bay Equity Home Loans in 2012.
John Marler
Executive Vice President Marketing & Communications
John oversees marketing strategy with prior experience leading communications for national lenders and a background in broadcast journalism.
Philip Mikolaj
Executive Vice President Technology
Philip implements cutting-edge IT systems for mortgage operations, leveraging experience creating technology solutions for 100+ mortgage banks nationwide.
Questions
What types of mortgage loans do you offer?
We provide fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo loans, and specialty programs including reverse mortgages and down payment assistance options.
Can first-time homebuyers get assistance?
Yes, we offer specialized guidance and loan programs for first-time buyers, including down payment assistance and educational resources about mortgage options.
How does mortgage refinancing work?
Refinancing replaces your current mortgage with new terms, potentially lowering payments through better rates or adjusted loan periods. Our specialists evaluate your situation to determine if refinancing would benefit you.
What is a reverse mortgage?
Reverse mortgages convert home equity into cash for seniors aged 62+. Funds can be received as lump sums, monthly payments, or credit lines while maintaining home ownership.
Are you licensed in all states?
We're licensed in 48 states and Washington D.C., with retail branches operating in 27 states across the country.
