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At HomeRate Mortgage, we pride ourselves on being one of the leading mortgage brokers in Tennessee. Our team of experienced professionals has been serving the local community for over 20 years, providing exceptional service and unparalleled expertise in the mortgage industry. Our mission is to help individuals and families achieve their dream of homeownership, and we're committed to making the mortgage process as smooth and hassle-free as possible.
Our Services
We offer a wide range of mortgage products and services, including Conventional Loans, FHA Loans, Jumbo Loans, VA Loans, USDA Loans, Refinance, Cash Out Refinance, FHA Refinance, Streamline Refinance, VA Refinance, Jumbo Refinance, and Reverse Mortgages. Our team of experts will work closely with you to understand your unique needs and goals, and provide personalized guidance and solutions to help you achieve your mortgage objectives.
Our Expertise
Our mortgage professionals have extensive knowledge of the local market and a deep understanding of the mortgage industry. We stay up-to-date with the latest changes in policies, requirements, and conditions, ensuring that our clients receive the most accurate and relevant information to make informed decisions. Our expertise is unmatched, and we're dedicated to providing exceptional service to our clients.
Our Guarantee
At HomeRate Mortgage, we're committed to providing quick quotes, low rates, and fast closing times. Our mortgage guarantee ensures that our clients receive the best possible service and outcome. We're dedicated to saving our clients money, and our EZ Home Refinance program has helped hundreds of clients save hundreds, even thousands of dollars off their monthly payments and tens of thousands of dollars over the life of their mortgage.
Why Choose Us
Choosing the right mortgage broker can be overwhelming, but with HomeRate Mortgage, you can trust that you're in good hands. Our team of experts has over 20 years of local experience and knowledge, and we've mastered the mortgage process to provide efficient and effective service. We believe in building long-term relationships with our clients, and we're committed to providing exceptional service to help you achieve your mortgage goals.
Exceptional Service and Professionalism
The team at HomeRate Mortgage has received rave reviews for their exceptional service and professionalism. The reviewers praised the team's efficiency, kindness, and responsiveness throughout the mortgage process.
Praise for Individual Team Members
Several reviewers specifically praised individual team members, including Isaiah, Gloria, Nikki, Ben, Scott Phillips, Callie Mason, and Tara L. These team members were commended for their professionalism, thoroughness, and excellent communication skills.
Positive Experiences
Reviewers shared their positive experiences with HomeRate Mortgage, including easy and stress-free processes, excellent communication, and impressive turnaround times. One reviewer even mentioned being able to skip two months of mortgage payments!
Rapid Closing Times
Several reviewers mentioned the quick closing times, with one reviewer stating that they were able to close on their home in under 30 days with an impressive 2.75% interest rate.
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