Business Details
31 Years
experience
Personalized Wealth Management for Busy Professionals
Heritage Financial is a fiduciary wealth management firm dedicated to providing personalized financial planning and investment services for busy, successful individuals. Since 1995, we have built a reputation as one of the country's finest wealth management firms, serving in a fiduciary role to $3 billion in client assets. Our approach combines detailed financial planning, diversified investment strategies, and meticulous oversight delivered by a team of over 45 professionals across our Massachusetts offices. We prioritize client relationships, operating with transparency and no hidden fees while aligning our interests directly with those of our clients. Our team of certified financial planners and investment specialists conducts rigorous due diligence on every recommendation, ensuring clients receive tailored solutions that address their unique needs.We maintain systematic processes to track over 100 data points in financial plans, ensuring nothing gets overlooked as we help clients navigate tax considerations, estate questions, and investment choices. Our three-meeting discovery process allows potential clients to experience our services before committing, while our institutional pricing and value-oriented approach maximize returns while minimizing costs. With a focus on long-term relationships, we serve as trusted advisors who become deeply familiar with clients' personal and financial goals.
Services
Financial Planning
Investing
Estate Planning
Retirement Planning
Business Succession Planning
Tax Strategies
Investment Management
Wealth Transfer
Risk Management
Charitable Giving
Details
- Year established: 1995
Highlights and features
- We operate as fiduciaries with no conflicts of interest
- Our team includes CFA charterholders and Certified Financial Planners
- We manage $3 billion in client assets with institutional pricing
- Our three-meeting discovery process requires no commitment
- We track 100+ data points in financial plans for comprehensive coverage
Associations and certifications
- Barron's Top 1200 Advisors
- Forbes/Shook Research Best-in-State Wealth Advisors
What people say
Peace of mind
Expert guidance
Personalized approach
Thorough professionals
Trusted advisors
Services
Financial Planning
Our financial planning service creates comprehensive strategies tailored to high-net-worth individuals. We analyze your complete financial picture to develop customized roadmaps addressing tax considerations, estate planning, retirement goals, and wealth transfer. Our planners track over 100 data points to ensure nothing gets overlooked while coordinating with your other professional advisors. This service helps clients make informed decisions about major life transitions and long-term wealth management.
Investment Management
Our investment team manages portfolios using strategic asset allocation and value investing principles. We access over 10,000 investment products including alternative and private investments to create diversified portfolios tailored to each client's risk tolerance. With CFA charterholders and CAIA professionals on staff, we employ disciplined execution while minimizing tax impacts through strategic asset location and rebalancing techniques.
Estate Planning
Our estate planning specialists coordinate with legal professionals to create comprehensive plans for wealth transfer. We help clients minimize estate taxes, establish trusts, and implement strategies for business succession while ensuring alignment with overall financial goals. This service includes regular reviews to maintain compliance with changing tax laws and personal circumstances.
Business Succession Planning
We help business owners develop comprehensive succession plans that maximize value and ensure smooth transitions. Our approach includes business valuation, tax optimization strategies, and coordination with legal and accounting professionals to create customized plans that address both personal and business financial objectives.
Retirement Planning
Our retirement planning service focuses on creating sustainable income strategies while minimizing tax exposure. We model various scenarios to determine optimal withdrawal rates, social security claiming strategies, and healthcare cost planning. The service includes ongoing adjustments to maintain plan relevance through changing market conditions and personal circumstances.
People
Robert Weisse
Chief Investment Officer
CFA charterholder and Certified Financial Planner with over 25 years of experience managing investment portfolios. Leads Heritage's investment strategy development while maintaining direct client relationships.
Joseph Arsenault
Senior Advisor
Certified Financial Planner with expertise in comprehensive wealth management solutions. Focuses on helping clients achieve long-term financial goals through personalized planning strategies.
Andreane Bolduc
Portfolio Manager
CFA and CAIA charterholder responsible for investment selection and portfolio management. Brings analytical rigor to Heritage's investment decision-making process while maintaining client focus.
Melissa Mattison
Chief Operating Officer
CLSSBB-certified leader overseeing firm operations and client service delivery. Ensures operational excellence supports Heritage's client-centric approach to wealth management.
Edward Jastrem
Chief Planning Officer
Holds multiple financial certifications including CFP and ChFC. Leads Heritage's financial planning team in developing comprehensive strategies that address clients' complex needs.
Questions
What distinguishes Heritage Financial from other wealth management firms?
Our fiduciary responsibility, institutional pricing access, and systematic approach tracking 100+ financial data points set us apart. We prioritize client interests with no commissions or conflicts of interest.
What minimum asset requirement exists for working with Heritage Financial?
We typically work with clients having at least $1.5 million in investable assets who value our comprehensive financial planning approach.
How does Heritage Financial approach investment management?
We use strategic asset allocation based on risk tolerance, combining traditional and alternative investments with tax-efficient strategies tailored to each client's unique situation.
What services does Heritage Financial offer business owners?
We provide specialized succession planning, business valuation, transition strategies, and tax optimization services tailored to business owners' unique wealth management needs.
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