Business Details
50+ Years
experience
Your Trusted Community Bank Since 1903
Established in 1903, we have built a legacy of trust and community-focused banking. Originally chartered as Century Building and Loan, our mission has evolved from offering home mortgage loans to delivering a comprehensive range of deposit and lending solutions. As a mutual savings and loan association owned by our depositors, we prioritize local oversight with a board of directors composed of community members. Our team includes dedicated professionals, many with decades of experience, reflecting our commitment to fostering careers rather than just jobs. While our product offerings have expanded to include checking, money market, certificates of deposit, and IRA accounts, our core value remains unchanged: serving individuals, families, and businesses across generations.Our longevity is rooted in customer loyalty, with many clients representing multiple generations of families who have trusted us for over a century. We combine time-honored principles of friendly service with modern financial tools, including online banking and bill pay, to meet evolving needs while maintaining our identity as Local People Helping Local People.
Services
Deposit Accounts
Home Mortgages
Commercial Loans
Online Banking
Bill Pay Services
ATM Access
Debit Cards
Wiring Services
Certificates of Deposit
IRA Accounts
Details
- Year established: 1903
Highlights and features
- We have over a century of experience serving local communities
- Our mutual savings structure ensures we prioritize our depositors' interests
- Local leadership and decision-making tailored to community needs
- Dedicated team with decades of combined banking expertise
- Strong commitment to protecting customer security and privacy
Associations and certifications
- FDIC
- NMLS
Services
Deposit Accounts
We offer a range of deposit accounts tailored to personal and business needs, including checking, money market, certificates of deposit, and IRA accounts. These products, available since our founding in 1903, reflect our mutual savings structure where depositors own the institution. Our accounts provide secure options for growing savings while supporting community-focused lending initiatives.
Home Mortgages
Our residential mortgage services help customers achieve homeownership with competitive rates and personalized guidance. Originally our primary offering, mortgages remain a core service alongside expanded options for commercial and agricultural properties. We combine local market knowledge with decades of lending expertise to support first-time buyers and experienced homeowners alike.
Online Banking
Our digital banking platform provides 24/7 access to account management, mobile check deposit, and real-time transaction tracking. Recently enhanced with bill pay functionality, these tools simplify financial management while maintaining the security standards customers expect from a bank with over a century of trusted service in the community.
Commercial Loans
We specialize in commercial real estate loans and financing solutions for agricultural enterprises. Our local decision-making process allows tailored support for businesses expanding operations or purchasing land, leveraging our deep understanding of regional economic needs developed over decades of serving local entrepreneurs and property investors.
IRA Accounts
Our IRA accounts provide tax-advantaged options for retirement planning, including traditional and Roth configurations. Designed to help individuals secure their financial future, these accounts benefit from our community-focused approach and long-term perspective, ensuring personalized advice aligned with clients' life goals and risk tolerance levels.
Questions
What services does Century Savings offer?
We provide deposit accounts, home mortgages, commercial loans, online banking with bill pay, ATM access, debit cards, and specialized financing for agricultural real estate.
How long has Century Savings been in business?
Since 1903, we have served the community as Century Savings & Loan Association, evolving from a building and loan cooperative to a full-service mutual savings bank.
What makes Century Savings different from other banks?
As a mutual savings bank owned by our depositors, we prioritize community needs with local decision-making and a team that has decades of collective experience serving the area.
Do you offer digital banking options?
Yes, our online banking platform includes 24/7 account access, mobile check deposit, and bill pay services designed for convenient financial management.
How does Century Savings protect customer information?
We implement robust security measures and advise customers never to share account details via unsolicited communications, while providing immediate support for potential fraud incidents.
What loan options are available for businesses?
We offer commercial real estate loans and agricultural financing with personalized terms, leveraging our local expertise to support business expansion and land purchases.