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Let's Make a Move Together!

At Saint Charles Mortgage LLC, we understand that buying a home is one of the most important steps in your life. That's why we're committed to making the mortgage process as smooth and stress-free as possible. Our team of highly experienced mortgage professionals will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Our Mission

Our mission is to provide our clients with the highest quality financial services combined with the lowest rates available in your area. We strive to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community.

Our Services

We offer a wide range of mortgage options to fit your specific needs, including Adjustable-Rate Mortgage (ARM), Combined/Hybrid ARMs, Conventional Loans, FHA Loans, Fixed-Rate Mortgage, Jumbo Loans, State and Local Housing Programs, and VA Loans. Our team will work with you to find the right loan program at the lowest rate, whether you're purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

Why Choose Us

At Saint Charles Mortgage LLC, we pride ourselves on our personal touch. We're a small company, which means you'll never have to deal with automated calls or a different representative every time you call. You'll always get personal attention from the same real person each time you call in. Our low overhead also allows us to pass those savings onto you.

Our Team

Our team is led by Charles Ellis, a mortgage professional with over 18 years of experience in the industry. Charles has been featured in Top Agent Magazine and is committed to making Saint Charles Mortgage LLC the premier mortgage company in both Missouri and Texas. Our team also includes Michael Richardson, a seasoned mortgage professional with 25+ years of sales experience and 13 years of mortgage lending experience.

Reviews
Positive: The reviewers praise St. Charles Mortgage for its exceptional customer service, professionalism, and kindness.

Exceptional Customer Service

The reviewers praise St. Charles Mortgage for its exceptional customer service, professionalism, and kindness. The team, led by Charles, is commended for being thorough, patient, and knowledgeable in their field. They are credited with providing top-notch service, responding promptly to phone calls, emails, and text messages, and explaining complex information in an understandable manner.

Professionalism and Expertise

The reviewers, including a Realtor, attest to Charles' expertise and professionalism. He is described as the "best in the business" and has helped numerous clients, including the reviewer's family, achieve their home ownership goals. Charles is commended for going above and beyond to ensure a smooth and successful mortgage process.

Personalized Service

The reviewers appreciate the personalized service they received from Charles and his team. They are described as kind, polite, and courteous, making the mortgage process quick, easy, and painless. The reviewers highly recommend St. Charles Mortgage, with some even stating they would never go elsewhere for their mortgage needs.

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