Georgia Mortgage Service

At Georgia Mortgage Services Inc., we have been dedicated to serving the Southeast region with exceptional mortgage services since 1988. Our team of experienced loan officers, office administrators, and loan processors are committed to building lasting relationships with our clients, rather than simply focusing on individual transactions. We take pride in simplifying the loan process and making it as stress-free as possible for our clients.

Our Services

Whether you're a first-time homebuyer, looking to refinance your current home, or searching for a new investment property, Georgia Mortgage Services Inc. is here to help. Our loan officers are happy to answer any questions you may have and help you find the best loan product for your unique situation. We currently service Georgia, Alabama, and Florida, and we're proud to offer a wide range of loan products to suit our clients' needs.

Loan Products

If you're feeling confused about which loan product is best for you, we can help. Our loan officers take the time to explain everything you need to know about each loan product, including current interest rates and how they affect your payment. At Georgia Mortgage Services Inc., we offer a variety of loan products, including:

• Conventional loans: These are the most popular type of mortgage, and they are backed by private lenders rather than the federal government. Conventional loans can be used for all types of properties and offer low down payment options.
• VA loans: If you are a military service member or veteran, you may be eligible for a no-down payment loan backed by the U.S. Department of Veterans Affairs. VA loans have no mortgage insurance requirement and offer more flexible guidelines than other loan types.
• FHA loans: First-time homebuyers may find it easier and more cost-effective to get a loan backed by the Federal Housing Administration. FHA loans offer low-down payment options and more flexibility if your credit score is low.
• USDA loans: These loans are guaranteed by the U.S. Department of Agriculture and allow for no down payment financing to help low- to moderate-income consumers buy homes in designated rural areas.

Pre-Qualification

If you're in the market for a new home or looking to refinance your current loan, getting pre-qualified is an important first step. At Georgia Mortgage Services Inc., we're here to help you get pre-qualified today. Our pre-qualification process takes into account your credit score, debt and income, employment history, and down payment. With a pre-qualification letter in hand, you'll be ready to house hunt or see what your mortgage payment will be if you purchase or refinance.

Our Team

Our team of experienced loan officers, office administrators, and loan processors are here to help you every step of the way. At Georgia Mortgage Services Inc., we believe in building long-lasting relationships with our clients, and we're committed to providing personalized service to each and every one of them. Our team members are licensed in Georgia, Alabama, and Florida, and we're happy to help you explore your refinancing options and answer any questions you may have.

Contact a Loan Officer Today

If you're ready to purchase or refinance, we're here for you every step of the way. Applying for a mortgage doesn't have to be stressful - let us help you with your purchase options and educate you on the current interest rates. Contact one of our loan officers today to get started!