Business Details
40 Years
experience
Your Trusted Partner for Fee-Only Financial Planning Solutions
At Frazier Financial Consultants, we have dedicated ourselves to client-centered financial planning since 1986. As a family-run fee-only firm, we prioritize your unique financial goals without the influence of product sales. Our team of Certified Financial Planners brings decades of combined experience in crafting comprehensive strategies for retirement, tax planning, and wealth management. We distinguish ourselves through personalized service rooted in transparency and long-term partnership. With offices in Chapel Hill, NC and Westchester, NY, we serve clients nationwide through both in-person and virtual consultations.Our advisors have earned recognition in major financial publications and maintain active memberships in professional organizations like FPA and NAPFA. We focus on simplifying complex financial matters while maintaining strict compliance standards. Our approach combines technical expertise with a commitment to financial literacy, particularly for families and young individuals. Through every market cycle, we remain dedicated to guiding clients toward sustainable financial security. This philosophy has allowed us to build lasting relationships with clients who value our integrity-driven approach.
Services
Financial Planning
Retirement Planning
Tax Planning
Estate Planning
Investment Planning
Risk Management
Education Planning
Cash Flow Analysis
Details
- Year established: 1986
Highlights and features
- We operate as a fee-only financial planning firm with no product sales incentives
- Three generations of financial planning expertise since 1986
- All advisors hold Certified Financial Planner (CFP) designations
- Family-run practice with personalized service approach
- Active members of Financial Planning Association (FPA) and former NAPFA members
Services
Financial Planning
Our comprehensive financial planning service creates customized strategies addressing all aspects of your financial life. We analyze your unique circumstances to develop actionable plans that align with your specific goals. This service integrates multiple financial disciplines to provide cohesive guidance for long-term financial success.
Retirement Planning
We develop tailored retirement strategies that consider your lifestyle goals and financial realities. Our approach evaluates income sources, expense projections, and risk management to create sustainable withdrawal plans. We help clients navigate retirement account options and tax-efficient distribution strategies.
Tax Planning
Our tax planning service focuses on minimizing tax liabilities through strategic financial positioning. We analyze income streams, investment accounts, and deductions to optimize tax efficiency. This service integrates with overall financial plans to maximize after-tax returns and compliance.
Estate Planning
We help clients create comprehensive estate plans that ensure proper asset distribution. Our approach coordinates with legal professionals to implement wills, trusts, and beneficiary designations. We focus on minimizing estate taxes while preserving wealth for future generations.
Investment Planning
Our investment planning service develops customized portfolio strategies aligned with risk tolerance and financial goals. We provide asset allocation recommendations and ongoing portfolio reviews. This service emphasizes diversification principles and long-term investment discipline.
People
Deborah Frazier
Founder & Chief Compliance Officer
Deborah founded Frazier Financial Consultants in 1986 and pioneered its fee-only approach. With an MBA from Meredith College, she has been featured in major financial publications and brings decades of experience in ethical financial planning.
Richard Frazier
Financial Planner
A CFP professional since 2006, Richard joined the firm in 2003. He focuses on comprehensive financial planning and holds membership in both FPA and NAPFA. He graduated Appalachian State and brings practical experience from his early golf career.
Liz Frazier Peck
Financial Planner
A CFP and MBA from Wake Forest, Liz specializes in family financial planning. She authored a book on children's financial education and contributes regularly to Forbes. She joined FFC in 2014 after her personal experience with family financial planning needs.
Questions
What makes Frazier Financial Consultants Consultants different from other financial advisors?
We operate as a fee-only firm with no product sales incentives. Our family-run practice combines three decades of experience with personalized service and multiple CFP professionals.
Do you work with clients outside North Carolina and New York?
Yes, we serve clients nationwide through virtual consultations while maintaining physical offices in Chapel Hill, NC and Westchester, NY.
How are your financial planning fees structured?
Our fees are based on hourly rates determined during initial consultations. We provide multiple planning levels tailored to individual client needs and goals.
What qualifications do your advisors hold?
Our team includes Certified Financial Planners (CFP) with advanced degrees and memberships in professional organizations like FPA and former NAPFA members.
How do you approach financial education for families?
We emphasize financial literacy for all life stages. Our approach includes practical guidance for family financial planning and educational resources for children's financial awareness.
