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Your Trusted State Farm Insurance Agent in Downers Grove
Andy Herrero Ins Agency Ins Agency has been serving the insurance needs of Downers Grove, Naperville, Lisle, and the greater DuPage area since 2006. With over 15 years of industry experience and a team boasting more than 100 combined years in insurance and finance, we specialize in personalized coverage solutions for auto, home, life, health, and business insurance. Our commitment to community involvement and customer-focused service has earned us a 4.9/5 average rating on Google from 220 reviews.

We offer virtual appointments and 24/7 accessibility to accommodate modern client needs while maintaining the personal touch of a local agency. Our team's expertise in navigating complex insurance scenarios ensures tailored protection that reflects individual circumstances.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Health Insurance Pet Insurance Condo Insurance Renters Insurance Boat Insurance RV Insurance
Highlights and features
  • We offer 24/7 accessibility with virtual appointments available.
  • Our team has over 100 combined years of insurance experience.
  • We serve 5,000+ families with personalized coverage options.
  • We provide multilingual support in 5 languages including Spanish.
  • We maintain active community involvement through local sponsorships.
Associations and certifications
  • FINRA BrokerCheck
What people say
Excellent customer service Knowledgeable staff Prompt claims processing Personalized coverage options 24/7 availability
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving habits and vehicle needs. Our policies protect against liability, collision, and uninsured motorists while offering customizable coverage options. With 24/7 claims support and flexible payment plans, we ensure continuous protection for drivers in Downers Grove and surrounding areas.
Homeowners Insurance
Our homeowners insurance policies safeguard against property damage, personal liability, and additional living expenses. We offer customizable coverage for various home types including single-family residences and condominiums. With expertise in local building codes and disaster recovery, we help homeowners in DuPage County protect their most valuable assets.
Life Insurance
We offer term and whole life insurance solutions to protect families and businesses against financial loss. Our policies provide death benefits, cash value accumulation, and estate planning support. With personalized consultations, we help clients in Naperville and Oak Brook create lasting financial legacies for their loved ones.
Business Insurance
Our business insurance packages protect companies against property damage, liability claims, and operational disruptions. We offer customized solutions for small businesses in various industries including retail, service providers, and professional offices. With risk assessment and policy management services, we help local businesses maintain continuity and growth.
Health Insurance
We provide health insurance options that cover medical expenses, prescription medications, and preventive care services. Our policies accommodate individual needs, family plans, and supplemental coverage options. With expertise in navigating healthcare regulations, we help clients in Lisle and surrounding areas find affordable, comprehensive health protection.
People
Andy Herrero
Agent
State Farm agent with 15+ years in insurance, serving DuPage County since 2006. Holds bachelor's degrees in Insurance & Finance from Illinois State University. Active community member sponsoring local events.
Jason McCain
Financial Services Representative
Licensed financial advisor with expertise in investment services and annuities. Holds license #3323246 and provides personalized financial planning solutions to local clients.
Carly Fiorita
Customer Service Manager
Experienced insurance professional managing customer service operations. Licensed #17197161 with focus on policy management and client relations for Downers Grove residents.
Erika Avalos
Insurance Account Representative
Licensed insurance specialist handling policy administration and claims support. Holds license #17325219 and provides bilingual services to Spanish-speaking clients in the community.
Cory Lapins
Insurance Account Representative
Experienced insurance professional with license #17220175, specializing in policy management and client education for homeowners and auto insurance products.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, business, pet, condo, renters, boat, and RV insurance policies tailored to individual needs.
Do you offer virtual appointments?
Yes, we offer virtual consultations for policy reviews, new quotes, and claims discussions at your convenience.
What areas do you serve?
We serve Downers Grove, Naperville, Lisle, Oak Brook, and the greater DuPage County area.
How can I file a claim?
File claims online through our website or contact us directly at (630) 969-2388 for immediate assistance.
Do you provide multilingual support?
Yes, our team offers services in English, Spanish, Hindi, Punjabi, and Chinese to better serve our community.
What payment methods do you accept?
We accept electronic payments through our website and offer flexible payment plans for policyholders.