Business Details
40 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Wfa Asset Management has served as a trusted fiduciary in financial planning since 1986, specializing in investment management, tax planning, and retirement strategies. Our Milwaukee-based team of CERTIFIED FINANCIAL PLANNERS and CPAs combines objective research with personalized advice to navigate life-changing financial events. We prioritize client education through regular market communications and regulatory analysis, while maintaining a commitment to continuing education and ethical standards.Our approach integrates Modern Portfolio Theory with 24/7 digital access via Schwab custodial services, serving clients nationally from our Whitefish Bay headquarters. With over 35 years of experience, we focus on creating tailored strategies that address both immediate needs and generational wealth transfer.
Services
Investment Management
Tax Planning
Insurance Planning
Divorce Planning
Retirement Planning
Estate Planning
Details
- Year established: 1986
Highlights and features
- We operate as SEC-registered fiduciaries with 37+ years of specialized experience
- Our team includes CFPs, CPAs, and Enrolled Agents for multidisciplinary financial solutions
- We implement Modern Portfolio Theory with 24/7 client portal access for transparency
- Our tax planning integrates with investment strategies for holistic financial optimization
- We maintain custodial relationships with Charles Schwab for secure asset management
Associations and certifications
- Registered Investment Adviser (RIA)
- CFP Board of Standards
Services
Investment Management
Our investment advisors create personalized strategies using Modern Portfolio Theory to optimize risk/reward trade-offs. We focus on diversified allocations across mutual funds, ETFs, and individual securities while maintaining tax efficiency. Clients benefit from 24/7 access to portfolio analytics through our Schwab-integrated client portal.
Tax Planning
Our CPA-led team provides year-round tax strategies that integrate with investment decisions. Services include withholding analysis, tax-loss harvesting, and Roth conversion planning. We emphasize minimizing liabilities through coordinated portfolio management and regulatory compliance while maximizing refund efficiency.
Retirement Planning
We develop comprehensive retirement strategies covering Social Security optimization, pension elections, and sustainable withdrawal plans. Our approach combines cash flow analysis with risk assessment to create realistic timelines and distribution strategies that withstand market volatility and changing tax environments.
Estate Planning
Our estate planning integrates with investment and tax strategies to ensure tax-efficient wealth transfer. We coordinate with legal professionals to create wills, trusts, and power of attorney documents while addressing probate avoidance and charitable giving intentions through structured beneficiary designations.
Insurance Planning
We evaluate clients' insurance needs across life, disability, and long-term care coverage. Our analysis considers income protection requirements, asset preservation needs, and tax implications. We recommend customized solutions that balance premium costs with comprehensive risk mitigation strategies.
People
Nicholas Enea
President
As President of WFA Asset Management, Nicholas Enea leads strategic decision-making with over 30 years of experience in financial planning and investment management. He ensures adherence to fiduciary standards while maintaining the firm's client-first philosophy established at its founding.
Marilou Davido
Vice President & Chief Compliance Officer
Marilou Davido, CPA and CFP, oversees compliance and financial planning operations. With expertise in tax and divorce planning, she ensures regulatory adherence while delivering client-centered solutions that integrate accounting and investment management perspectives.
Jake Janicek
Senior Tax Adviser
Jake Janicek provides tax planning expertise as an Enrolled Agent. He specializes in coordinating tax strategies with investment decisions, focusing on minimizing liabilities through withholding optimization, tax-deferred accounts, and regulatory compliance analysis.
Ryan Komas
Adviser Associate
Ryan Komas supports financial planning initiatives with his dual registration as investment adviser representative. He assists in portfolio management and client education, focusing on implementing strategies that align with long-term financial goals and risk tolerance assessments.
Russell Enea
Adviser Associate
Russell Enea contributes to investment advisory services with Series 65 registration. He supports portfolio construction and market analysis while maintaining focus on client communication and financial education initiatives that enhance decision-making capabilities.
Questions
What financial planning services do you offer?
We provide investment management, tax planning, retirement strategy, estate planning, insurance analysis, and divorce financial planning services tailored to individual client needs.
How does the SECURE 2.0 Act affect retirement planning?
The SECURE 2.0 Act changes required minimum distribution rules and increases catch-up contributions. Our advisors help clients navigate these changes to optimize retirement income strategies.
Do you offer 24/7 account access?
Yes, our client portal provides 24/7 access to portfolio balances, performance data, and investment allocations through secure Schwab integration with mobile app availability.
How do you handle tax-efficient investing?
We coordinate tax planning with investment decisions through tax-loss harvesting, strategic asset location, and Roth conversion analysis while maintaining appropriate risk-adjusted returns.
What areas do you serve?
While based in Whitefish Bay, Wisconsin, we serve clients nationwide through virtual consultations and digital portfolio management tools that support remote financial planning.
