Business Details
42 Years
experience
Emergency
services
Your Trusted Insurance Partner in Clare, MI
North Central Insurance has served the mid-Michigan area and beyond for nearly four decades, specializing in personalized personal and business insurance solutions. Our team of experienced professionals is dedicated to understanding each client's unique needs, offering tailored coverage plans through partnerships with top-tier carriers. With expertise in auto, home, farm, business, and health insurance, we prioritize local knowledge and community involvement to deliver reliable protection.Our commitment to exceptional service is reflected in our 67 combined years of experience and a client-centric approach that emphasizes transparency and trust. As active members of the Clare community, we take pride in supporting local initiatives while providing comprehensive insurance guidance to safeguard families and businesses alike.
Services
Auto Insurance
Business Insurance
Farm Insurance
Home Insurance
Health Insurance
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of local insurance expertise
- Our team includes agents with 25+ years of individual experience
- We partner with 7 top-rated insurance carriers
- We provide personalized coverage tailored to Michigan's unique needs
- Our team actively contributes to Clare community initiatives
What people say
Personalized service
Local expertise
Knowledgeable staff
Long-term relationships
Community involvement
Services
Auto Insurance
Our auto insurance protects personal and commercial vehicles with comprehensive options including collision, liability, and gap coverage. We help clients navigate coverage choices for daily commutes and family transportation needs. Our local experts ensure competitive rates while maintaining essential protections for Michigan drivers.
Business Insurance
Customized business insurance solutions protect diverse operations from restaurants to dealerships. Coverage includes property, liability, and workers compensation policies tailored to specific industry risks. Our agents work closely with Michigan businesses to create comprehensive protection plans that safeguard assets and operations.
Farm Insurance
Specialized farm insurance addresses the unique needs of Michigan's agricultural community. We provide policies covering equipment, structures, and agribusiness operations through carriers with industry expertise. Our team understands farming as both business and livelihood, offering protection that supports long-term sustainability.
Home Insurance
Home insurance options cover primary residences, condos, and rental properties with protection for structures and personal belongings. We offer policies that include coverage for additional living expenses during claims. Our local knowledge helps ensure appropriate protection levels for Michigan's varying property types.
Health Insurance
We provide access to group and individual health insurance plans that meet diverse medical needs. Our agents help clients understand policy options and connect with appropriate providers. The service focuses on creating accessible healthcare solutions while maintaining comprehensive coverage standards for Michigan residents.
People
William (BJ) Murphy
President and Owner
With business management expertise and over a decade in insurance, BJ leads North Central Insurance since 2021. He actively engages with clients while contributing to local sports and community organizations in Clare.
Tanya Dibble
Agent and Office Manager
Tanya serves commercial and farm clients with three years of insurance experience. She balances office responsibilities with family life and outdoor activities while maintaining strong community ties in mid-Michigan.
Mary Timmins
Agent
With 25+ years of experience, Mary specializes in all insurance products. She contributes to local organizations while providing comprehensive coverage solutions to mid-Michigan residents from her Clare base.
Kelly Newton
Agent
Kelly brings 25+ years of insurance experience to personal coverage solutions. She combines crafting hobbies with client service, focusing on personalized protection plans for mid-Michigan families since 2018.
Rebeka Teffner
Agent
Rebeka specializes in personal insurance lines while building long-term client relationships. She focuses on tailored solutions from multiple carriers and enjoys quality family time outside her insurance practice.
Questions
What types of insurance do you offer?
We provide auto, home, farm, business, and health insurance solutions tailored to Michigan residents' needs through multiple trusted carriers.
How can I get a free insurance quote?
Request a free quote through our website or contact us directly at 989-386-7772 to speak with an agent about your coverage needs.
Are you available for emergency claims?
Yes, we offer after-hours emergency service at 734-929-8926 for urgent insurance claims assistance.
How does your claims process work?
We connect you directly with our partner carriers for claims processing while providing ongoing support throughout the resolution process.
What areas do you serve?
We primarily serve mid-Michigan including Clare, Gladwin, and surrounding counties while assisting clients beyond the region.
What makes your agency different?
Our 40+ years of local experience, 67 combined team years, and community-focused approach distinguish us from other insurance providers.
