Stephen Marshall Law

Welcome to our firm, where we specialize in helping individuals navigate financial difficulties through bankruptcy. As an experienced bankruptcy attorney, I understand the complexities of financial struggles and the importance of finding a solution that works for you. Our primary focus is on Chapter 7 and Chapter 13 bankruptcy, allowing us to provide comprehensive assistance to individuals in need of debt relief.

Services Offered

We offer a range of services designed to help you achieve a fresh start. Our expertise includes:

• Eliminating or greatly reducing most debts, including credit card debt, payday loans, medical debt, wage garnishments, and tax debt (more than 3 years old)
• Halt of repossessions, lawsuits, judgments, and foreclosures
• Debt discharge through Chapter 7 bankruptcy, allowing you to become debt-free in as little as 100 days
• Repayment plans through Chapter 13 bankruptcy, stopping foreclosure on your home or other property

Benefits of Filing Bankruptcy

Filing bankruptcy can significantly impact your financial situation by:

• Discharging debts such as credit card debt, payday loans, and medical debts in Chapter 7
• Stopping creditor harassment through the automatic stay
• Allowing you to become debt-free and start anew

Chapter 7 vs. Chapter 13

When deciding between Chapter 7 and Chapter 13, consider the following:

• Chapter 7 allows for the discharge of all unsecured debts, providing a fresh start in approximately 100 days.
• Chapter 13 involves a repayment plan with the court over 36-60 months, stopping foreclosure and granting time to make up arrears.

What Sets Us Apart

At our firm, we prioritize our clients' needs and ensure that they are well-informed throughout the process. We are dedicated to helping individuals find the best solution for their financial situation, whether it's through Chapter 7 or Chapter 13 bankruptcy.