Espinosa Title

Espinosa Title is a family-owned, full-service title company that prides itself on offering tailored real estate title services to its clients. Our primary mission is to simplify closings and ensure a smooth, stress-free, and efficient process from start to finish. We continuously strive to exceed our clients' expectations by providing personalized service and demonstrating expertise in the field, all while being compassionate to individual needs.

At Espinosa Title, we serve a wide range of clients, including buyers, investors, sellers, real estate agents, and mortgage lenders throughout the State of Florida. However, our primary focus is on serving the South Florida, Tri-County areas. Our team is dedicated to providing top-notch service, and we are committed to educating our clients about the title process and ensuring that they have the best possible experience.

Our Services

At Espinosa Title, we offer a wide range of title and settlement services to our clients. We understand that buying or selling property can be a complex and stressful process, which is why we offer total accessibility, extreme flexibility, and unparalleled attention to detail. Our goal is to make the title process as seamless as possible, and we are committed to providing complete customer satisfaction while offering the most competitive rates available.

One of the primary services we offer is title insurance. Title insurance is essential for protecting property buyers and mortgage lenders against defects or problems with title. Even the most careful title search may not reveal hidden title defects, which is why title insurance is so important. In the event that problems develop regarding the rights to ownership of your property, title insurance will protect you from financial loss and pay the cost of defending against any claim covered within your policy.

There are two types of title insurance: Lenders and Owners. Most lenders will require that you purchase a Lender's Policy, which only ensures that the financial institution has a valid, enforceable lien on the property. However, an Owner's Policy is designed to protect you from title defects that existed prior to the issue date of your policy. If a valid claim is filed, your owner's title policy will cover the full cost of any financial loss up to the face amount of the policy, as well as the cost of defending against the claim.

At Espinosa Title, we are committed to providing our clients with the best possible service and ensuring that they have the protection they need. We understand that buying or selling property can be a complex process, which is why we offer a wide range of additional services, including:

• Title examinations
• Title cleansing
• Document preparation
• Closing services
• Escrow services

Our team of experts is dedicated to providing personalized service and ensuring that our clients have a positive experience. We are committed to making the title process as simple and stress-free as possible, and we are proud to serve the South Florida, Tri-County areas.