Your dream of homeownership, our expertise to get you there!
At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our Services
We offer a wide range of loan programs to fit your unique financial situation. Whether you're looking to purchase a new home, refinance your current mortgage, or explore specialized loan options, we have the expertise to guide you through the process. Our loan programs include stated income products, self-employed mortgage programs, and flexible mortgage programs designed for borrowers with unique financial situations.
Stated Income Products
Our stated income products offer an alternative to traditional income qualifying loans. With these programs, loan qualification is based on the cash flow of the subject property, with no tax returns required. These loans are ideal for real estate investors, self-employed individuals, or those with non-traditional income sources.
Self-Employed Mortgage Programs
Our self-employed mortgage programs are designed specifically for self-employed individuals who may not have traditional income documentation. With these programs, we use bank statements to qualify for income, eliminating the need for tax returns. We also offer fast fundings, competitive rates, and consider past credit issues.
Flexible Mortgage Programs
Our flexible mortgage programs are designed for borrowers with large liquid assets. These programs use verified liquid assets, such as bank statements, stocks and bonds, 401K, and mutual funds, to qualify for income. With a minimum credit score of 650, these programs offer a unique solution for borrowers who may not fit traditional income requirements.
Meet Our Professionals
Our team of mortgage professionals is dedicated to providing exceptional customer service and expert guidance throughout the loan process. With years of experience in the residential lending industry, we have the knowledge and expertise to help you achieve your dream of homeownership.
Why Choose Us
At Westate Mortgage & Realty, LLC, we take pride in our commitment to quality customer service, expertise in the residential lending industry, and our ability to provide solutions for even the most challenging situations. Take advantage of our expertise by applying online today or contacting us for a free, personalized consultation.
Positive Reviews
Maggie Phung, the loan officer, has been praised by her clients for her exceptional professionalism, knowledge, and dedication to work in the best interest of her clients. Both Kim H. and An P. mentioned that Maggie was patient, knowledgeable, and proactive in finding solutions to their unique scenarios. They appreciated her attention to detail, persistence, and ability to anticipate market changes.
Common Themes
Several common themes emerged from these positive reviews. First, Maggie's professionalism and knowledge were highly praised by her clients. Second, she was able to find creative solutions to their unique situations, showcasing her ability to think outside the box. Third, her clients appreciated her proactive approach and willingness to go the extra mile to ensure their needs were met. Finally, both Kim H. and An P. mentioned that Maggie truly cares about her clients and is committed to providing excellent service.
Negative Comments
There were no negative comments or criticisms mentioned in these reviews.
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