Travis Mortgage

Efinity Mortgage is a trusted mortgage broker serving Mount Pleasant, Texas, and surrounding communities. Led by experienced mortgage consultant Ester Smith, we are dedicated to providing personalized and transparent guidance throughout the home-buying or refinancing process. We strive to empower our clients with knowledge, empowering them to make informed financial decisions regarding their mortgages.

1. Mortgage Guidance and Consultation

• Comprehensive needs assessment to determine your financial goals and eligibility
• Tailored mortgage options and personalized loan recommendations
• Clear explanations of mortgage terms and processes
• Pre-approval and pre-qualification assistance

2. Loan Procurement and Processing

• Competitive rates from multiple lenders
• Streamlined application and documentation process
• Assistance with completing necessary paperwork
• Regular loan updates and personalized communication

3. Mortgage Solutions for Every Scenario

• First-Time Homebuyers: Specialized programs and assistance with down payment assistance programs
• Refinancing: Reduce your interest rate, lower your monthly payments, or consolidate high-interest debts
• Conventional Loans: Competitive rates and flexible terms for qualified borrowers
• FHA Loans: Low down payment and relaxed credit score requirements
• VA Loans: Streamlined financing for eligible veterans and active-duty servicemembers

4. Empowering Financial Education

• Access to free educational resources, including calculators, reports, and guides
• Personalized financial insights and tips to navigate the mortgage process with confidence
• Customized mortgage planning strategies tailored to your unique situation

5. Dedicated Customer Support

• Responsive and personalized communication throughout the process
• Clear explanations of documents and terms
• Guidance on navigating the closing process and beyond

Our Mission

At Efinity Mortgage, our mission is to empower our clients with the knowledge, resources, and personalized support they need to achieve their homeownership or refinancing goals. We believe in transparency, accessibility, and building long-lasting relationships with our clients.