Tervo Agency

Who We Are

Established in 1864, Tervo Agency is a trusted local insurance agency with offices in Hancock and Marquette, Michigan. We proudly serve individuals and businesses throughout the Upper Peninsula and beyond, offering comprehensive personal and business insurance plans designed to meet your unique needs.

Our Passion

Our mission is to make insurance simple and accessible, providing personalized coverage solutions that fit your individual circumstances. We take a hands-on approach to understanding your needs, offering expert guidance and detailed explanations throughout the process.

Our Expertise

With over 75 years of combined experience, our licensed agents have a deep understanding of diverse coverage options and can tailor a plan that seamlessly addresses your unique risks.

Personal Insurance

• Homeowners Insurance - Protect your home from unexpected events like storms, fires, and other disasters.
• Auto Insurance - Get reliable coverage for your vehicle, ensuring protection against accidents, theft, and mechanical failures.
• Motorcycle Insurance - Specialized coverage designed to safeguard your beloved motorcycle.
• Recreational Vehicle Insurance - Comprehensive protection for your boat, jet ski, or other recreational equipment.
• Motor Home Insurance - Ensure your leisure vehicle is adequately protected while you explore the open road.
• Watercraft Insurance - Stay afloat of unexpected incidents with coverage for damage or loss of your watercraft.
• Life Insurance - Provide for your loved ones in the event of your passing.
• Disability Insurance - Get peace of mind knowing you're financially protected in case of illness or injury.
• Annuities - Secure your future by building a reliable income stream in retirement.
• Umbrella Insurance - An additional layer of protection that covers gaps in your other insurance policies.

Business Insurance

• Business Owner's Policy - Comprehensive coverage for your business assets, including property, equipment, and liability.
• Commercial Package Policy - A tailored solution to protect your business from common risks.
• Property Insurance - Secure your business property from damage or loss.
• General Liability Insurance - Protect your business from claims of bodily injury or property damage caused by your operations.
• Worker's Compensation Insurance - Provide coverage for work-related injuries and illnesses.
• Fidelity & Surety Bonds - Ensure the integrity of your business by addressing potential financial losses due to fraud or dishonesty.

Get a Quote Today

Don't wait until you need coverage to find the right insurance plan. Contact Tervo Agency today for a personalized quote and let us help you navigate the complexities of insurance with ease.