Business Details
Your Trusted Insurance Partner in Bemidji, MN
Pickett Agency has been dedicated to providing personalized insurance solutions for over 30 years. Our team of expert agents specializes in health, dental, and life insurance for individuals, families, and businesses, including Medicare-eligible clients and self-employed professionals. We pride ourselves on offering tailored guidance to help clients navigate complex insurance options while maintaining a strong commitment to local service in Bemidji, Minnesota. Our independent agency model allows us to partner with major insurers like BlueCross BlueShield and Humana to deliver comprehensive coverage options. With a focus on transparency and client education, we work closely with employers to implement effective employee benefit plans and provide ongoing support throughout the year.Our MNsure Broker Enrollment Center designation reflects our expertise in state-specific insurance programs. We combine decades of industry experience with a personalized approach, ensuring clients receive both expert advice and compassionate service. Our locally owned and operated business remains deeply rooted in the Bemidji community, prioritizing face-to-face consultations and annual insurance meetings at client workplaces. We maintain a customer-centric philosophy that emphasizes long-term relationships over transactional interactions. Our three-generation family team brings continuity and institutional knowledge to every client interaction, making insurance decisions more accessible and less intimidating for all our clients.
Services
Health Insurance
Dental Coverage
Life Insurance
Medicare Supplements
Employee Benefits
Health Savings Accounts
Highlights and features
- 30+ years of local insurance expertise in Bemidji
- Independent agency with access to multiple carriers
- Personalized service from family-owned business
- Specialized knowledge of MNsure and Medicare programs
- On-site employee insurance meetings for businesses
Associations and certifications
- MNsure Broker Enrollment Center
Services
Health Insurance
We help individuals and businesses select appropriate health insurance plans through major providers. Our independent agency model allows comparison of multiple options to find coverage matching your medical needs and budget. With expertise in MNsure programs and employer group plans, we provide ongoing support for policyholders throughout the year.
Medicare Supplements
Specialized insurance solutions for Medicare-eligible individuals seeking additional coverage. We guide clients through Medigap options to complement original Medicare benefits. Our agents explain plan differences and help select appropriate supplemental coverage for prescription drugs, hospital stays, and other healthcare expenses.
Employee Benefits
Comprehensive insurance programs for businesses of all sizes, including health, dental, and life insurance options. We conduct on-site meetings to educate employees about coverage choices and handle enrollment processes. Our services include annual plan reviews and ongoing support for HR departments managing employee benefits.
Health Savings Accounts
We assist clients in establishing HSAs paired with high-deductible health plans. Our guidance covers contribution limits, eligible expenses, and tax advantages. This service helps individuals and families save for future medical costs while maintaining appropriate insurance coverage for major healthcare needs.
Life Insurance
Term and permanent life insurance options tailored to individual financial needs. We evaluate clients' coverage requirements based on family circumstances, debts, and future goals. Our services include policy comparisons, application assistance, and periodic reviews to ensure continued alignment with changing life circumstances.
People
Derek Pickett
Founder
With over 30 years of insurance experience, Derek established Pickett Agency to provide personalized coverage solutions. He specializes in connecting clients with appropriate health and life insurance options while maintaining active involvement in local community affairs.
Susan Sveine
Senior Agent
Susan brings extensive knowledge of Medicare programs and senior insurance needs to our agency. Her 25+ years of experience help clients navigate complex coverage options while maintaining a compassionate approach to insurance planning for individuals and families.
Colten Pickett
Business Insurance Specialist
Colten focuses on commercial insurance solutions and employee benefit plans. As a third-generation insurance professional, he combines modern industry knowledge with the agency's established commitment to personalized service for local businesses.
Questions
How do you help clients choose the right insurance plan?
We conduct personalized consultations to understand your specific needs, budget, and coverage goals. Our independent agency model allows comparison of multiple carriers to find the most suitable plan for your situation.
What insurance types do you specialize in?
We specialize in health, dental, and life insurance for individuals and families, plus employee benefit plans for businesses. Our expertise includes Medicare supplements, HSAs, and MNsure program options.
How long has your agency been in business?
The Pickett Agency has served the Bemidji area for over 30 years as a locally owned and operated insurance agency with three generations of family involvement.
Do you work with both individuals and businesses?
Yes, we provide insurance solutions for both individuals and businesses. Our services include personal coverage options and comprehensive employee benefit plans for companies of all sizes.
What makes your agency different from online insurers?
As a local agency, we offer personalized guidance and face-to-face consultations. Our independent status provides access to multiple carriers while maintaining the personal touch of a family-owned business.
