Business Details
Your Trusted Insurance Partner in Cooper City, FL
Knight Insurance of Broward has dedicated itself to providing comprehensive insurance solutions tailored to individual and business needs. With over 25 years of experience, our agency prioritizes personalized service, leveraging relationships with top-rated carriers to secure competitive rates and customized coverage. Our bilingual team combines industry expertise with local knowledge to guide clients through complex insurance decisions, emphasizing transparency and ethical practices.We focus on building long-term client relationships by treating every customer like family, ensuring they understand policy details and receive coverage that aligns with their unique circumstances. Our commitment to continuous education ensures we remain at the forefront of industry changes, delivering reliable protection for homes, vehicles, businesses, and specialty assets.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Boat Insurance
ATV Insurance
Flood Insurance
Umbrella Insurance
Renters Insurance
Cyber Liability Insurance
Highlights and features
- We partner with top insurance providers to offer comprehensive coverage options.
- Our bilingual team provides personalized service tailored to individual needs.
- 25 years of experience navigating complex insurance requirements and risks.
- We prioritize client education to ensure full understanding of policy details.
- Active members of industry associations committed to professional excellence.
What people say
Personal service
Feel like family
Trust Barry Sanders
Best possible policy
Helpful and kind
Services
Business Insurance
Our business insurance solutions protect companies against liability claims, property damage, and operational disruptions. We offer general liability, workers' compensation, cyber liability, and customized policies for specific industries. Our advisors evaluate business risks to create cost-effective plans that align with budgetary constraints while ensuring compliance and comprehensive protection.
Homeowners Insurance
We provide homeowners insurance covering structural damage, personal property loss, and liability protection. Policies include options for flood coverage, valuable item riders, and umbrella policies for enhanced liability limits. Our agents ensure clients understand policy limits and exclusions to prevent coverage gaps during critical times.
Auto Insurance
Our auto insurance policies meet Florida's minimum requirements while offering optional comprehensive and collision coverage. We specialize in coverage for standard vehicles, classic cars, and specialty vehicles like golf carts. Personal liability umbrellas provide additional protection for drivers and passengers across multiple policies.
Boat Insurance
Boat insurance policies protect against damage from collisions, theft, and weather-related incidents. Coverage includes liability protection, personal injury claims, and equipment replacement. Our local expertise ensures competitive rates for Broward County boaters with tailored policies matching vessel value and usage patterns.
ATV Insurance
Specialized coverage for ATVs, UTVs, and dirt bikes includes collision protection, liability claims, and medical payments for injuries. Policies address unique risks of off-road vehicles not covered by standard auto insurance. We offer customizable options for recreational and utility vehicle use across various terrains.
People
Barry Sanders
Agency Owner
Barry Sanders has served Florida clients for nearly a decade, building Knight Insurance of Broward on principles of integrity and personalized service. He prioritizes client relationships over sales, ensuring transparent policy explanations and ethical recommendations. His leadership maintains the agency's reputation for treating customers like family while adapting to industry advancements.
Questions
Why should I use an independent insurance agency?
Independent agencies offer access to multiple carriers, ensuring competitive rates and customized coverage options that captive agencies cannot provide.
Is Florida auto insurance mandatory?
Yes, Florida requires $10,000 PIP and $10,000 PDL coverage for vehicle registration, with non-compliance risking license suspension.
What does Florida PIP cover?
PIP covers 80% of medical expenses, 60% of lost wages up to $10,000, and includes a $5,000 death benefit regardless of fault.
What's the difference between collision and comprehensive coverage?
Collision covers accident damage; comprehensive covers non-collision events like theft, weather, and animal strikes, both typically requiring deductibles.
Do I need renters insurance if my landlord has coverage?
Yes, landlords' policies only cover building structures, not tenants' personal belongings or liability claims.
What is replacement cost vs actual cash value?
Replacement cost covers item replacement at current prices; actual cash value accounts for depreciation, offering lower payouts for older items.
