Business Details
34 Years
experience
Your Trusted Jewelry & Loan Partner in San Diego
San Diego Jewelry & Loan has been a trusted name in the jewelry industry since 1992, serving clients in the heart of San Diego's Gaslamp Quarter. Our family-owned business specializes in buying and selling fine jewelry, gold, and luxury timepieces while offering collateral loans with no credit checks. With decades of combined experience in the jewelry trade, we pride ourselves on providing top dollar for estate pieces, broken gold, dental gold, and fine Swiss watches. Our team's expertise, built since 1980, ensures accurate appraisals and competitive pricing for both buyers and sellers. Located in the historic San Diego Jewelers Exchange building, we maintain memberships with the California Pawnbrokers Association, San Diego Pawnbrokers Association, and International Watch Jewelry Guild to uphold industry standards.We guarantee immediate cash payments for qualifying items and maintain secure storage for loan collateral. Our transparent process includes detailed contracts outlining loan terms, payment schedules, and item descriptions. Customers benefit from our flexible four-month loan periods with optional renewals, all conducted under strict confidentiality. We serve both individual clients and collectors seeking custom jewelry designs or rare estate pieces. Our commitment to customer satisfaction is reflected in our straightforward transactions, no-appointment redemptions, and personalized service during regular business hours.
Services
Jewelry Loans
Gold Purchases
Estate Jewelry Sales
Watch Appraisals
Custom Designs
Details
- Year established: 1992
Highlights and features
- We offer over 30 years of jewelry industry expertise since 1980
- Our family-owned business provides immediate cash payments on approval
- We maintain secure storage facilities for all collateral items
- Our transparent loan contracts include clear redemption terms
- We pay top dollar for damaged or broken jewelry pieces
Services
Jewelry Loans
We offer collateral loans using jewelry, gold, or timepieces as security. No credit checks required with instant cash disbursement. Loans remain active for four months with optional renewals, featuring state-regulated interest rates and secure item storage throughout the loan period.
Gold Purchases
We buy all forms of gold including broken jewelry, dental gold, and bullion. Immediate cash payments provided upon evaluation. Our experts assess purity and weight to ensure competitive market pricing for both small and large quantities of gold items.
Estate Jewelry Sales
Our curated collection features unique estate jewelry from various eras. We specialize in authentic vintage pieces and offer appraisal services for those seeking to sell inherited or antique jewelry. Each item undergoes thorough authentication and quality assessment before purchase or consignment.
Watch Appraisals
We evaluate luxury watches including Rolex, Cartier, and Patek Philippe models. Our appraisal process considers condition, rarity, and market demand to provide accurate valuations. Clients receive detailed assessments whether seeking to sell or use watches as loan collateral.
Custom Designs
Our design service transforms client visions into unique jewelry pieces. We work with various metals and gemstones to create custom engagement rings, commemorative items, or personalized adaptations of existing jewelry. Full consultation available in-store with our design specialists.
Questions
What types of jewelry do you purchase?
We buy all gold jewelry types including broken pieces, dental gold, and estate collections. We also purchase sterling silver flatware and platinum items.
How does the jewelry loan process work?
Bring your jewelry for evaluation, receive a loan offer, then get instant cash with your item securely stored. Redeem anytime within four months or renew the loan.
Do you buy damaged jewelry?
Yes, we purchase broken gold chains, chipped diamonds, and damaged rings at competitive prices based on material value.
What identification is required for transactions?
Valid government-issued photo ID is required for all sales and loans, per California state regulations.
Are your loan terms negotiable?
Interest rates follow state guidelines, but we offer flexible redemption periods and loan renewals upon mutual agreement.
Do you offer jewelry repair services?
While we specialize in buying/selling, we can refer customers to trusted local jewelers for repair and restoration work.
