Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Bellevue, KY
Desmond Insurance has been a family-owned and operated, independent insurance agency since 1929, dedicated to providing quality homeowners, automobile, business, life, disability, group benefits, and Medicare insurance products to all our clients. Our team works hard daily to understand our clients' needs first, then finds solutions and gets the right coverage to fit those needs. The overall result is the best protection for you. We pride ourselves on providing excellent service for all our customers, individuals, and businesses.Our commitment to service and priority for our clients' needs is a winning combination for our insureds. We have been offering 24-hour emergency service since 1984, a testament to our commitment to serving our clients. Working with Desmond Insurance also benefits you from the convenience of scheduling appointments outside of regular business hours, providing you with the flexibility you need in your busy life.
Services
Home Insurance
Auto Insurance
Renters Insurance
Umbrella Insurance
Life Insurance
Health Insurance
Disability Insurance
Long-Term Care Insurance
Business Insurance
Workplace Benefits
Details
- Year established: 1929
Highlights and features
- We offer 24/7 emergency service since 1984.
- Family-owned since 1929, serving the local community.
- Independent agency representing over 20 leading insurance companies.
- Professionals continually monitor the market for best rates.
- Tailored coverage to fit individual client needs and budgets.
Services
Home Insurance
Home insurance protects your largest investment by covering losses to your dwelling, personal property, and liability. We provide tailored policies to safeguard homes against common risks while ensuring competitive pricing for Northern KY and Cincinnati OH residents.
Auto Insurance
Auto insurance offers financial protection against vehicle damage, bodily injury, and liability from traffic collisions. Our agency helps clients secure comprehensive coverage options including collision, comprehensive, and uninsured motorist protection at affordable rates.
Renters Insurance
Renters insurance covers personal property against fire, theft, and vandalism while providing liability protection. We assist tenants in determining appropriate coverage levels to replace belongings and protect against liability lawsuits.
Life Insurance
Life insurance provides financial security for loved ones through death benefit payouts. We offer term, whole, and universal life policies tailored to individual needs, ensuring families maintain financial stability after the policyholder's passing.
Business Insurance
Business insurance protects companies against property damage, liability claims, and operational disruptions. Our specialists provide customized solutions for businesses in Northern KY and Cincinnati OH, covering risks from property damage to employee-related liabilities.
People
Kevin Desmond
President
President with over 40 years in insurance, licensed agent, part of the fourth generation, avid boater. Joined full-time after graduating from Xavier University in 1977.
Shannon Desmond Walz
Vice President
Vice President and first fourth-generation Desmond in the agency. Licensed agent since 1992, focuses on advancing the agency toward its 100th anniversary in 2029 while balancing family life.
Tim Desmond
Treasurer/Agent
Fourth-generation agent joined in 2011 after Navy service. Licensed property and casualty agent with naval experience, brings disciplined approach to client advisory services.
Ben Pendery
Director of Business Insurance
Director of Business Insurance with prior small business experience. Joined in 2025 to support regional companies, serves on Fort Thomas City Council while managing family life.
Bob Fleckenstein
Local Medicare Advisor
Local Medicare Advisor with 31 years in investment leadership roles. Joined in 2025 to assist retirement planning, combines financial expertise with personalized Medicare solutions.
Questions
What types of insurance does Desmond Insurance offer?
We provide home, auto, renters, life, health, disability, long-term care, business, and workplace benefits insurance solutions tailored to individual and business needs.
How can I get a quote for insurance coverage?
Visit our website to request a quote online or contact us directly at (859) 491-5100 to speak with a licensed agent about personalized coverage options.
Do you offer 24/7 emergency insurance services?
Yes, we've provided 24-hour emergency service since 1984 through our dedicated hotline at (859) 491-5100 for urgent insurance needs.
What areas do you serve?
We serve Bellevue KY, Fort Thomas KY, Newport KY, Northern KY, and Cincinnati OH with comprehensive insurance solutions for residents and businesses.
Can I schedule appointments outside regular business hours?
Yes, we offer flexible scheduling options including appointments outside regular business hours to accommodate clients' busy schedules.
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