Business Details
15 Years
experience
Your Trusted Independent Insurance Agency in Miami, FL
Floridian Choice Insurance was founded in 2011 by Fernando Perez to provide comprehensive insurance solutions tailored to personal and commercial needs. Our team brings over 65 years of combined industry experience, offering access to a curated selection of reputable, financially secure insurance providers. As independent agents, we prioritize client interests by comparing multiple carriers to secure optimal coverage at competitive rates. We specialize in personal and commercial insurance lines, including auto, home, business, flood, and workers' compensation policies.Our commitment extends beyond policy placementwe advocate for clients during claims processes to ensure timely, fair resolutions. By maintaining transparency and focusing on individual risk assessment, we empower clients to make informed decisions aligned with their unique circumstances. Our Miami-based agency combines local market expertise with nationwide carrier networks to deliver personalized service that adapts to evolving client needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Condo Insurance
Flood Insurance
Workers Compensation
Life Insurance
Health Insurance
Details
- Year established: 2011
Highlights and features
- We have 65+ years of combined insurance industry experience
- Our independent agent status provides access to multiple carriers
- We offer personalized policy comparisons to meet specific needs
- We guarantee competitive pricing through market analysis
- Our team advocates for clients during claims processes
What people say
Outstanding A+++ service
Best coverage available
Prompt courteous service
Unbeatable personalized service
Good rates
Services
Auto Insurance
Auto insurance provides comprehensive protection for personal and commercial vehicles. Our policies cover property damage, liability claims, and medical expenses resulting from accidents. We offer customizable coverage options including collision, comprehensive, and uninsured motorist protection to meet Florida's legal requirements and individual risk profiles.
Home Insurance
Home insurance safeguards residential properties against fire, theft, and weather-related damages. Our policies include liability coverage for accidents occurring on the property and financial protection for rebuilding costs. We help clients determine appropriate coverage limits based on replacement costs and local construction market conditions.
Business Insurance
Business insurance protects companies from operational risks through general liability, property damage, and workers' compensation coverage. Our business owners policies bundle essential protections while allowing customization for specific industry needs. We serve diverse sectors including construction, healthcare, and technology industries.
Flood Insurance
Flood insurance provides critical coverage for water damage excluded from standard policies. We offer policies through the National Flood Insurance Program and private carriers, ensuring protection for properties in high-risk flood zones near coastal areas and waterways in Miami-Dade County.
Condo Insurance
Condo insurance covers interior structures and personal property not included in HOA master policies. Our H06 policies provide liability protection and loss of use coverage tailored to condominium associations' unique requirements, ensuring comprehensive protection for Miami's multi-family housing developments.
People
Fernando Perez
Founder
With over 20 years in insurance, Fernando established Floridian Choice Insurance to provide unbiased policy comparisons. He leads our team in delivering transparent solutions while maintaining direct client relationships.
Questions
What types of insurance do you offer?
We provide auto, home, business, flood, condo, workers' compensation, life, and health insurance policies for personal and commercial clients in Miami.
How are you different from other agencies?
As independent agents, we compare multiple carriers to find your best coverage-price combination, unlike captive agencies limited to single-provider offerings.
What happens during the claims process?
We advocate for you throughout claims resolution, following up with insurers to ensure timely, fair payment while you focus on recovery.
How do I get an insurance quote?
Request a free online quote through our website or contact us directly at 305-857-9880 for personalized policy comparisons.
Do you offer policy discounts?
Yes, we provide bundling discounts, claims-free incentives, and mitigation report-based savings for eligible policyholders.
