Business Details
31 Years
experience
Your Trusted Partner for Financial Advisory Services
Founded in 1995, Massey and Associates is a wealth advisory firm dedicated to providing personalized financial strategies for retirees and pre-retirees. With over three decades of experience, our team of Investment Adviser Representatives operates under a fiduciary responsibility to prioritize client interests, offering tailored solutions in retirement planning, investment management, tax strategies, and legacy planning. We combine the comprehensive services of a large firm with the personal attention of a team that values client relationships as family. Our approach includes weekly market updates, transparent fee structures, and a commitment to evolving strategies alongside clients' changing needs.Led by CERTIFIED FINANCIAL PLANNER professionals, we serve individuals with $250,000+ in investable assets, emphasizing tax efficiency, asset preservation, and healthcare planning. Our community involvement and client-centric philosophy reflect our founder's upbringing, driving our mission to ensure future generations never face financial hardship. We operate from Warwick, Rhode Island, serving New England and beyond.
Services
Retirement Income Strategies
Investments Wealth Management
Tax-Efficient Strategies
Health Care Planning
Legacy Planning
Asset Preservation
IRA Rollovers
Annuities
Life Insurance
Medicare Partnership
Details
- Year established: 1995
Highlights and features
- We operate under fiduciary responsibility to prioritize client interests
- Our team includes CERTIFIED FINANCIAL PLANNER professionals with 30+ years of experience
- Transparent wrap fee structure with no hidden fees
- Personalized strategies tailored to individual retirement goals and life changes
- Comprehensive services covering retirement income, tax efficiency, and legacy planning
Associations and certifications
- CFP Board
- Registered Investment Adviser
Services
Retirement Income Strategies
Design sustainable income streams for retirement by strategically managing savings withdrawals. Our approach considers market conditions, tax implications, and individual risk tolerance to ensure financial longevity. We help clients transition from accumulation to distribution phases with confidence.
Investments Wealth Management
Create customized investment portfolios aligned with risk tolerance and financial goals. We offer active and passive management options while continuously monitoring market trends. Our strategies adapt to life changes, ensuring investments remain aligned with evolving retirement objectives.
Tax-Efficient Strategies
Develop comprehensive tax reduction plans for retirement income and legacy transfers. We analyze tax implications across investment vehicles, retirement accounts, and estate planning tools. Our strategies aim to maximize after-tax returns while maintaining compliance with current regulations.
Health Care Planning
Navigate complex healthcare options including Medicare and long-term care considerations. We help clients understand coverage gaps, premium impacts, and out-of-pocket expense management. Our planning addresses both immediate medical needs and future healthcare cost projections.
Legacy Planning
Create strategies to preserve wealth for future generations through trusts, wills, and insurance solutions. We coordinate with legal professionals to ensure asset distribution aligns with client wishes. Our approach minimizes estate taxes while maximizing inheritance value.
People
Jeffrey H. Massey
Founder and President
CERTIFIED FINANCIAL PLANNER with 30+ years experience. Host of 'Massey on Money' radio show and author of three book editions. U.S. Army veteran and community advocate. Specializes in retirement planning and legacy strategies.
Stephen J. Mansi
Investment Adviser Representative
CFP professional specializing in tax and income distribution planning. 35+ years in financial industry. Helps clients consolidate assets into comprehensive retirement strategies. Focuses on tax-efficient savings utilization.
Abigail S. McDonnell
Investment Adviser Representative
University of Rhode Island graduate with personalized approach to retirement planning. Integrates Social Security, investments, and insurance into cohesive strategies. Emphasizes understanding individual client needs and family dynamics.
Seth Desautel
Investment Adviser Representative
Business administration graduate with client-focused approach to retirement goal achievement. Former client services professional at major banks. Combines investment and insurance products to create tailored financial solutions.
Jia Chen
Investment Adviser Representative
Finance BA holder with extensive finance industry experience. Focuses on ongoing client communication and strategy adjustments. Helps clients navigate changing financial landscapes through regular portfolio reviews and educational support.
Questions
How do you charge for financial advisory services?
We use a transparent wrap fee structure with all costs clearly outlined upfront. No hidden fees are ever applied to our services.
How often do you provide portfolio updates?
Clients receive regular performance reports and portfolio updates. We also offer meetings as needed to address specific financial questions.
How do you keep clients informed about market changes?
We provide weekly market updates and proactively contact clients about significant developments affecting their financial strategies.
What retirement planning process do you use?
Our three-step process includes discovery, plan design, and implementation support. We create personalized strategies that evolve with clients' changing needs.
What investment approaches do you offer?
We provide both active and passive investment management options tailored to individual risk tolerance and retirement goals.
How do you handle changing financial circumstances?
We regularly review and adapt strategies to align with life changes, ensuring financial plans remain effective throughout retirement.
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