Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Public Service Credit Union has redefined modern banking through our innovative online platform, offering a seamless blend of cutting-edge technology and personalized financial solutions. Our industry-leading Surge Checking Account provides up to 10% APY on initial deposits, while our Powerhouse Money Market account delivers competitive returns through monthly compounding. We specialize in consumer loans for vehicles and adventure equipment, featuring flexible terms and competitive rates. Our digital banking suite includes biometric security, peer-to-peer transfers, and mobile apps for iOS and Android.With 90 years of experience serving central Wisconsin, we combine deep local knowledge with modern financial tools to help members achieve their goals. Our educational blog covers personal finance, mortgage strategies, and loan optimization, reflecting our commitment to financial literacy. As a member-owned institution, we prioritize transparency and community impact over profit-driven fees.
Services
Checking Accounts
Money Market Accounts
Share Certificates
Consumer Loans
Mortgage Services
Digital Banking
Financial Education
Details
- Year established: 1935
Highlights and features
- We offer 10% APY on first $1,000 in checking accounts
- Our mobile banking app features biometric security and P2P transfers
- Competitive loan rates for vehicles and adventure equipment
- 90 years of local financial expertise in central Wisconsin
- Transparent fee structure with no hidden charges
What people say
10% APY benefit
Seamless mobile app
Competitive loan rates
Financial education resources
Transparent fees
Services
Surge Checking Account
Our flagship checking account offers 10% APY on the first $1,000 with no monthly fees. Designed for everyday users seeking maximum returns on daily transactions, this account combines competitive rates with modern banking features like biometric security and instant P2P transfers. Available to members nationwide with digital account management tools.
Powerhouse Money Market
High-yield savings account requiring $10,000 minimum with monthly compounding interest. Ideal for savers seeking better returns than traditional savings while maintaining liquidity. Features tiered interest rates that increase with larger balances, providing growing returns as your savings expand over time.
Consumer Vehicle Loans
Competitive-rate loans for new and used vehicles including cars, boats, RVs, and recreational vehicles. Offers flexible terms from 36-84 months with pre-approval options. Features special seasonal promotions like our 0.90% rate reduction during summer months for both new purchases and refinancing.
Digital Banking Platform
24/7 access to financial management through mobile apps and web portal. Includes real-time alerts, bill payment, mobile check deposit, and secure messaging. Designed with military-grade encryption and biometric authentication for maximum security and convenience.
Financial Education Resources
Comprehensive educational content covering personal finance, mortgage strategies, and loan optimization. Features weekly blog updates with actionable advice on budgeting, credit building, and seasonal financial planning tailored to Wisconsin residents.
Questions
What makes your checking account unique?
Our Surge Checking Account offers 10% APY on the first $1,000 with no hidden fees, combining high returns with digital convenience.
Do you offer mobile banking features?
Yes, our iOS and Android apps include biometric login, text alerts, and free bill pay with P2P transfer capabilities.
What loan types are available?
We specialize in vehicle loans for cars, boats, RVs, and adventure vehicles with competitive rates and flexible terms.
How do you help with financial education?
Our blog provides expert advice on budgeting, mortgages, credit management, and seasonal financial planning tailored to local needs.
Are there minimum balance requirements?
Our Powerhouse Money Market requires $10,000 minimum, while checking accounts have no minimum balance requirements.
