Business Details
47 Years
experience
Your Trusted Partner for Financial Planning Solutions
Masters Wealth has been guiding families through retirement planning since 1979, rooted in Eastern North Carolina. Our approach begins with listening to understand individual goals, fears, and aspirations before crafting personalized strategies. With nearly five decades of experience navigating market cycles, we combine proven methodologies with a commitment to community values. Gary Mastrodonato founded this firm on principles of integrity and independence, ensuring every recommendation prioritizes clients' long-term security.Our team delivers straightforward solutions for income planning, tax optimization, healthcare preparedness, and legacy preservation. Eric Mastrodonato oversees operations to maintain exceptional service standards while expanding our ability to help more families achieve financial confidence. We believe retirement planning should be accessible, transparent, and tailored to each client's unique life story.
Services
Income Planning
Tax Planning
Medicare Planning
Estate Planning
Retirement Strategy
Details
- Year established: 1979
Highlights and features
- Decades of experience navigating market cycles since 1979
- Community-focused approach prioritizing local families' needs
- Personalized guidance through active listening and understanding
- Straightforward solutions eliminating financial jargon complexity
- Proven strategies for income, tax, and legacy planning
Services
Income Planning
Create reliable lifetime income streams from existing assets. We analyze your unique financial situation to develop sustainable withdrawal strategies that maintain purchasing power through market fluctuations and inflation. Our approach ensures consistent cash flow while preserving principal for long-term security.
Tax Planning
Minimize tax liabilities through strategic retirement account management. We implement customized tax-efficient withdrawal sequences and coordinate with CPAs to optimize filings. Our planning considers Social Security taxation, required minimum distributions, and legacy transfer strategies to maximize after-tax wealth retention.
Medicare Planning
Navigate complex healthcare options during retirement transition. We provide comprehensive analysis of Medicare Parts A-D, supplemental policies, and long-term care considerations. Our planning addresses premium costs, coverage gaps, and potential out-of-pocket expenses to protect assets from unexpected medical costs.
Estate Planning
Ensure efficient asset transfer to beneficiaries while minimizing estate taxes. We coordinate with attorneys to implement wills, trusts, and beneficiary designations. Our approach addresses probate avoidance, charitable giving strategies, and intergenerational wealth transfer aligned with your values.
Retirement Strategy
Develop holistic retirement roadmaps integrating all financial aspects. We coordinate income, tax, healthcare, and estate components into cohesive strategies. Our process includes risk management analysis, investment allocation, and ongoing plan adjustments to maintain alignment with evolving life circumstances and market conditions.
People
Gary Mastrodonato
President & CEO, Chief Investment Officer
Founder with nearly five decades of retirement planning experience, dedicated to helping Eastern North Carolina families achieve financial security through integrity and personalized guidance.
Eric Mastrodonato
Vice President & COO, Chief Business Development Officer
Oversees firm operations and growth, focused on maintaining exceptional service standards while expanding community impact through lasting client relationships.
Questions
What retirement planning services do you offer?
We provide comprehensive services including income planning, tax optimization, Medicare guidance, and estate planning tailored to individual needs.
How are you different from other financial advisors?
Our community focus, decades of experience, and commitment to straightforward guidance without industry jargon set us apart in personalized retirement planning.
What is your planning process like?
We begin by understanding your unique goals through active listening, then develop customized strategies that evolve with your changing needs and market conditions.
Do you work with clients outside Eastern NC?
While our focus is Eastern North Carolina, we can provide virtual consultations for clients who share our community values and retirement planning needs.
How are your fees structured?
We offer transparent pricing through complimentary initial consultations, with customized fee structures based on the complexity of individual planning requirements.
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